I wouldn't put it in my account regardless, if there is no bank to cash it at, why bother? But fot that matter, why even give out my name or address? I'm not into playing games, I just want to sell a boat, to someone who can appreciate a nice Donzi.
It's not like he's going to send a check for $12K drawn on a good account at Wells Fargo to a PO Box.
I don't think that's how the scam works