Process of elimination. It wasn't me.
Gotta throw this out there. Why bother even getting insurance, paying your monthly/yearly premium if you are going to lie about the info that would be a reason to have your policy canceled anyways? OR would the top end only be a factor for those occasions where speed is a matter, not something like sinking while tied up at the dock. Just curious.
This is 1 of the reasons I am more than truthfull about this stuff and error on the safe side. Can't afford to be denied coverage for a major claim in order to save a few $$ up front.