Tank put it the best. Bayliner got a bad rap back in the 80's, but they seem to be straightened out. I climbed around on a few at a boat show last year. In all honesty, I don't think they are any worse than some other brands that cost significantly more.
And no, I've never actually owned one. Been on plenty, have had several friends who did own them. I have to say, the Crownline I just got rid of was probably built worse than any Bayliner out there.