Its almost that time, where are you guys/gals getting insurance for your boats, thanks And what should I pay for insuring my 37 per year

Jassman, I have been quoted anywhere from $1600-$1900. The guy that quoted me $1600 will give and additional 10% off if they carry your house insurance and then another 3% off for every year you are claim free with them up to 5 years. The two did offer the same coverage. I also carry a $1mil liability umbrella policy to help keep my backside covered. The thing is you have alot bigger power which will change the equation. I'm just going with the little 496 HO's. But I'm HAPPY with it.

JJ We have the boat insured with State Farm for approximately $1400 / year. I have been with SF for 20+ years and have all of my insurance with them. They typically do not do performance boats.

h2owarrior,

You are lucky. I was with State Farm for ten years. My original Agent retired and I was reassigned. They changed all of my commercial rates, Way up. I had to switch to Farmers. State Farm thought they were doing me a favor to insure my Fountain at 2,400.00 a year. Farmers is charging 1,400.00. The next best quote I got was from Sy.
Dan

JJ,

I will have to dig up my quote that I got. It was definetly more than 2k, but I will check it out on Monday and let you know. There are other factors in the equation as well, I think your home port effects the rate as well. I think the quote I got from Total Dollar was around the 3k mark??

Sy quoted me 3600. 4 mos ago and PMA was over 5k. I have a flawless driving record, no tickets for 23 years, no nothing, I guess I will start checking locally, Thanks everyone, anymore help on Ins. Comp. would greatly be apprieciated

There are some major differences in insurance policies and coverages. My advice is to make sure you are compairing apples and aplles. My origional quote was for 500 hp engines. I e-mailed sy to ask him the additional cost because of the KE 675b and his reply was 0 increase.

Where are you getting your ins. from and how much. Lets get a 2 for one sale. on insurance

I am fairly certian I am getting it from Total Dollar, Sy Goldberg. I know that my rates were a bit lower because of the territory. I will talk to him tomorrow to see what the dilly is.

Thanks, I apprieciate that