How much do you guys pay for insurance?
 

And who is your carrier?
I dont have insurance on my boat yet and was
curious what it is going to cost me. I have
no foggy idea what it costs to insure this
thing?
Any clues?
Thanks
Jason
PS is it based on purchase price?
or something of the like?
Blue book value? ect?
Thanks
Jason

Jay - there are lots of threads out there on insurance - check the General Discussion Board.

Start with the "name" companies - Progressive, Allstate, Nationwide, etc. Also call BoatUS - a lot of people have insured their boats through them....

The rate is based upon numerous factors - experience, type of boat, deductible, replacement value, liability limits, geographic area, where you store the boat, where you keep the boat, etc., etc. It is difficult to say what the cost will be, but for comparison I have a 1995 Baja 272 Shooter insured with Allstate. My rates are approximately $750 per year, but I carry pretty high limits to protect my other assets (home, business, etc.).

AAA 800.00 a year, full coverage plus the 10g's in the stereo. ;) Of course I want be telling them about the "little" motor upgrade ;) ;)

Tank

1997 24 outlaw 502 mag sst state farm 480 a year

Allstate, just under 500/year for 1998, 26' Baja Mach1. $100 deductible. Have had excellent experience with Allstate. Had boat bump against dock and broke the plexiglass windscreen. Had me send in quote, sent me check. Never even came out to look at the boat. Just a couple questions that took about 5 minutes. Can't say enough good about the service they gave me. And I get to talk with a person, no automated voice systems....

Right at 1,700.00 a year with Allstate,36 outlaw.
Steve

Well my boat is a piece of junk in comparison to you all BUT i do have
twins and I know that will be upping the
premium
Tank, you "want" to tell them?
(I personally hate insurance companies)
but alas, dont want to loose the farm so
gotta do what cha gotta do
Jason

Thanks guys
just wanted to get ideas of what ins costs
did not want to get robbed
1700 bones? Damn, now there is some loot I would look into cutting back and get other quotes
Jason

My insurance company asked "how much is it worth?" and "how much do you want to insure it for?". I guess in case you owe more than it's worth, like when you take a beating on a trade in.
Of course your deductible affects the cost, and how much you want to insure the trailer for, and having your outdrives insured may be an option, so you have some variables.
I'm insured for $37,000 for $530 a year, $500 deductible. National Marine Underwriters.

i pay $1,400.00 a year on a 2000 '33 Outlaw through Worldwide Marine.

chad

$890.00 - per year