Unless things have changed from then till now. Was just on phone with Heather from Key Bank and they approved my loan, was a very pleasant experience and I would recommend to anyone. I started the process with an online application.

This alone could improve boat sales.
I have had several perople step up to the plate and offer asking price or very close to it for my boat but 3x now financing was the only issue.

Key Bank will do boat loans in States that they have a Bank in!!!! but that is it!!