‘04 TG- Non Titled Boat?
 

I recently paid off my ‘04 Gun and realized the credit Union never sent me the title. I called them and they stated Tx Wildlife has it listed as a non-titled boat. I was like WTF?!?!? How do you sell a boat without a title. I’ve never actually seen the title as the previous owner didn’t own it out right, so his bank sent my CU it. I’m going to call Tx Wildlife tomorrow, but does this make any sense to anyone? Hoping it’s just a clerical mistake.

I should add that it’s registered thru USCG as a documented vessel. I own it, but do I if I can’t produce a title? Crazy…

No title if it’s documented

Interesting.

You need to apply with a letter of deletion to the Coast Guard then once they release it you can apply for a title

So the boat never had a title? It was documented when I bought it as well. Or at somepoint, once it’s documented, it’s no longer needed? Surprised the CU would finance $100K without a title.

Yes a documented boat does not have a title, I purchased a couple boats over the years document it and I had to write a letter of deletion to the Coast Guard then they deleted from there list and Mail you back paperwork and then you go and apply for a title

Thanks for the information. Appreciate it.

Last 3 cigs were documented. No title. Banks and credit unions actually prefer documented boats over titles. He coast guard document is a history of transactions, and Liens. Its actually easier to track. Just check and make sure the original coast guard doc is clean with no lien left on it. The previous owner needed to pay off the lien to transfer and fulfill the documentation. It’s a process.

https://www.dco.uscg.mil/Our-Organiz...tation-Center/

Very Helpful on the phone on what you need and answers

I’ve renewed the CG documents twice now, so it’s clear and in my name. Thanks again.

Good thing now, when you renew you can now buy a 5 year coast guard document rather then having to renew each year.

Is that through the coast guard or one of those companies that try to imitate the coast guard and charge a lot more for renewing?

No, its actually through the coast guard. If you use one of the many ghost sites, they charge you a premium. DEAL ONLY WITH THE COAST GUARD DIRECTLY.

https://www.dco.uscg.mil/Portals/9/D...FEeRDKLg%3d%3d

You can see the 5 year renewal on the fees for Jan 2022. I just received my 5 year in the mail.

1 year is 26
5 year is 130
No savings, but less hassle to have a 5 year

I did the 5 year option. It take months for the paperwork to clear thru CG. Five year makes the most sense.

I usually have my doc in a couple weeks after payment

I renewed mine at beginning of COVID, so I’m sure that impacted the return time. Glade to hear it’s shorter now. Thanks everyone for their responses. I feel better now.

Some states don't issue boat titles so when you get a loan they have whats called a UCC. When paid off you get a copy of that. The bank will title the trailer though.

Yep...here in Kansas watercraft are not titled. Now, if you are selling a boat with a trailer, the TRAILER must be titled...go figure. Yet in Oklahoma, watercraft are titled and trailers are not. I ran into this earlier in the year when I sold my Baja 208 Islander, I had the title in hand for the boat but had lost the trailer title, and it was going to be $1200 to get a replacement trailer title...and take 4 - 6 months. Luckily the guy who bought it lives in Oklahoma.

Thanks. I’m in Texas and trailer is titled.