my uneducated guess...
10 years ago I was looking at 2000 ish 38 footer, and they mostly were in the 65k range, in the likes of formula, sonic ...
they increased in covid but last 2 years they are back at 65k ish... in that range I see them selling.
now, yours is a 94, but a cig! Is a cig worth more than formula or sonic for the same year? If so, how much? And does this amount is big enough to overcome a 5-6 years older boat? I don't know....
but based on that I would guess low 55k and high 65k

i am sure others will share their opinion too ! Which might be better than mine...

I think you are right, the big issue and one I do not agree with is these boats are hard to insure and harder to get any loans for. So it has to be close to, or all cash buyer and if you have say 70-100K cash laying around, good chance you will go with something newer and add a loan onto your down payment.

I don’t get people saying insurance is difficult. Same with a loan. You can get creative financing if you really need to finance it. Theres alway a credit line on your house as well. I guess if your credit is all messed up it’s an issue. Regarding insurance, I had three quotes for big power 100+ mph top gun with zero denials, no lay up, good coverage for decent price I thought. I don’t get why this gun hasn’t sold unless it’s in rough shape that doesn’t show in the pics (not saying that’s the case). I mean I sold our cafe within 6 months of listing it end of 23 for low 70’s with 496’s. It was very nice and completely restored but still. I did drop the price a couple times. But the right buyer came along.

I say it because I do not like high interest rates. ( 3% higher than a RV).

two years ago I was looking at something and would have had to finance part of it.

Our credit is in the 800’s but I will not tie a boat into the house.

Could not really get anything good because the boat was a 2002, unless it was very short term.

My credit union here would do it but I had to buy a in state boat, strange rule but it’s their rule.

ah! Well yes, there’s always decisions people have to make to fit their needs, desires and abilities. I just wouldn’t set my price based on a certain buyer (that can’t afford it). People can get loans if they want it bad enough. Maybe not a traditional boat loan but there’s other ways if you get creative. Like I said. Sold my 92 cafe in under a year for a pretty good price. Also, paid cash for our current boat. I did NOT want to get a loan on top of the cash to buy a newer boat. Because I too a) didn’t want a payment and b) interest rates!! lol. Lots of different scenarios and buyers. I personally would not give this boat away. Fair market price and wait for the right buyer.

the biggest deal I see isn’t trying to get financing or insurance. It’s that the buying pool for this particular boat is working class guys. They may have the cash but not enough to take on a project even a potential interior job or motor rebuilds or whatever. Plunk down 75k or whatever you want to go boating. Not have to dump more money into it once you get it home.

I’m guessing now that it has new interior it’ll sell pretty quick.

just my .02

want to buy another boat?

thinking list it at $72.9k…?

That's valid.

as are your points! Wasn’t trying to debate. Just conversation.

if you have $70k hanging around someone will want a loan? Not sure I agree.

I also don’t agree with someone having $70k and wanting a newer boat especially if they need to cough up another 100-150k more for it.

I am debt free
and only buy with what is available in my bank account
so mixed opinion on someone who has 70k would take a loan on something bigger or newer
i know some would
but I would not...
i often wish I had a bigger or newer
but I got an old sonic and manage to feel lucky I have it!