Can't make an omelet without breaking eggs!

About what I tought. You might get different quotes but they will all be within a couple $100 bucks. I just went thru that on the new rig.

I've been with Bill Butler (Blackadar) for many years. Presently, I have my 35 Flat Deck and 38 Top Gun insured with them.

Their HP policy is very cut and dry with no "loopholes" or BS compared to some others I've reviewed. Bill is very knowledgeable when it comes to Cigarettes and will not mislead you on policy terms and conditions.

talked to pma. blackadar, i will call sy..... the best that i have found to date is bob luellen at world wide marine... he quote progressive.... 500,000 lia. $1,000 ded. 12 months use , no layup like others here in pa for 5-6 months. all inland waters and 50 miles offshore..... trailer. $315,000 tg with 525`s on myco.... $ 2,355.00 blackadar $12,200 ded. inland only ! $4,590 with a layup! i want to make sure i get what i pay for and not cry if i need them.... paint should be done and assembled this coming week .... thanks so far for the help... don

I am a little confused with this response....the premium is 2355.00 for no lay up thru blackadar.......is that right???? And 4590.00 with a lay up????? How can that be??????? please explain.....thanx Rich

blackadar is the highest , bob luellen with worldwide marine $250,000 hull and equipment.....$1,000 deductible comprehensive/collision,trailer included in hull limit,p&i liability $500,000. uninsured boaters,$500,000 navigation all inland lakes rivers including ocean waters 50 miles or less from coast.... 12 months navigation... total package.. $2,355.00. the sum insured is $250,000 butt my thoughts is where i boat i would like to think i would not have a total loss ......

I think $2,355 is to low a premium for the specs you mention compared to all the other policy, and to good to be true. There is obviously a loophole for them to screw you.

I would NOT take that policy. The time to figure they are going to screw you is not once your getting sued or have a major claim. No cutting corners for me on something that important.

Deductible is too low agreed value too high, something funky there, for that premium. Maybe miscommunication somewhere.

Pasunbum;

Can you delve deeper and determine what the loophole might be? Sure seems to be a big discrepancy between the two.

I did insure with Luellen's group for several years, Never made a claim to see how they would be in that situation. I left them because the Gal Bob delegated to take care of my account could not for the life of her keep me informed of changes or get paperwork to me.

GLH,
It can't hurt to call Bob and get a quote from him. You might be surprized!!! I'm insured with him. I got three other quotes and his was BETTER coverage, no layup, no region restriction.... and 35% cheaper than the nearest competitor. He's a heck of a nice guy and loves to talk boats. 1-800-339-1235



Craig

I'm insured through Bob.

I sent him the policy I had with another major marine broker and we compared it to the policy he was proposing and it was actually better in terms of coverage.

I then sent both to a friend who runs an insurance brokerage and he confirmed that Bob's policy was better AND cheaper.

Why is it so much cheaper ? I'd suggest asking him - he's easily accessible.

Just my .02

i will call sy tomarrow and get a quote.... i talked to bob luellen last week for more than a hour. if he provides what he told me he would... you can not beat his price.... it does scare me the difference in price.... has anyone had a big claim and tested the policy? thanks for everyones help !