no, she is going to check tommorow and see if State farms inland boat policies vary from state to state. Auto is much different. I will let you know tommorow.

thanks i'll talk to you then

If there is anybody who would like a boat, auto, home, life or health insurance quote and you live in MN please let me know. My sugar mama works for State Farm and she is cutting my gas and beer allowance off if I can't get her some buisness.

Heater - if you run into a real problem send me a PM so I can give you my Allstate agents number. My boat runs 80 and I got a top of the line policy with a low deduct for $870 - no lay up.

I just bought a 2000 Lightning and I called my Allstate broker, I have had Allstate for 15 years and always had 2 or more boats on my policy. They were very co-operative, quoted me $750 for $115K hull with $1K deductable. I could have had what ever deductable that I wanted, the price went up or down accordingly. Since I have never had a claim I went for the higher deductable.

Man - times are hard everwhere

I insured my 27 and my 35 with State Farm. Never had a problem, but I do have all my other stuff with them. They never asked speed but were interested in the hp.

I insured my 27, 32, 35, with State Farm. I do have my Home and Auto with them also. All they ever asked for was a picture of the boat. I always wondered If their was a serious accident, if they would try to find a loophole to get out of paying the claim. 35 years of boating and no claims. I cant believe their coverage varies that much state to state. Speed, size, value, all factors. Dont the same underwiters write the policies? Went with Total Dollar on my 38. Yes I pay more, but the last thing I want is to fight with my insurance co., if their is a serious problem. If you misrepresent anything about your boat, you really dont have insurance when you need it the most. They will get out of paying the claim.

it's all a big scam they like to take the money but not pay it out

Good luck with your 27. Had a 98 with a 500 H.P. The boat got small real quick. Looked like the Queen Mary when we bought it. Its amazing how they shrink when you put them in the water. Saw some of your posts on Speedwake. Did you put the Harley away for the winter?