I can't wait for winter to end!

Me too....

I can't wait to to plot a course on my maps and cast off the ropes.

I'm just bringing this up, because if you're stuck out in 3-4fts, I dont think the diff between a formula and cig will make a difference.
And the boats w/ built in swim platform may make the freeboard 'seem' even lower than they are.

The boat I mentioned earlier had one of them there swim platform thingys.

On that trip, which was a late afternoon trip back from Paddy McGees, there was a Sonic who was along for the ride. Everyone on that boat was dry and safe, the other boat was not. The next year the owner sold the boat and got a Sonic.

Panther, sounds like a good decision made there.
But that may have more to do w/ hull design than freeboard.
Some boats are just wet.

This is a really good point because an integrated swim platform could give a wave a "handle" to grab and the mechanical advantage of leverage.

make sure you have plenty of bumpers...

...and dock ropes.

Funny you say that, because when growing up I remember all the swim platforms were teak or aluminum and had spaces in them so the water could go thru them.
And they were not figured into the length of the boat either.
And either were pulpits.

I just went to the cig site.
It says the freeboard for a 39TG unlimited is 41".
There aint no way the rubrail at the transom is 3.5ft above waterline.