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liability only insurance question ?

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Old 03-21-2006, 02:32 PM
  #11
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Default Re: liability only insurance question ?

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Originally Posted by fund razor
A little something from Chapmans: "A new skipper proceeds as if nothing will go wrong. An experienced skipper proceeds as if everything will go wrong."
I think in this case... Murphy helped Chapman in the writing.
What can go wrong will!!!
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Old 03-21-2006, 02:36 PM
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Default Re: liability only insurance question ?

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Originally Posted by Tantrum
I think that same rule can be applied when taking your boat in for any maintenance issue
Thats the truth
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Old 03-21-2006, 02:40 PM
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Default Re: liability only insurance question ?

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Originally Posted by lucky strike
Where can I get a personal liability umbrella policy ?
My co. doesn't offer it while in a speed boat.
Mine is through my homeowner's policy as a rider.
So is my speedboat.
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Old 03-21-2006, 02:44 PM
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Default Re: liability only insurance question ?

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Originally Posted by lucky strike
Where can I get a personal liability umbrella policy ?
My co. doesn't offer it while in a speed boat.
I have my Cigarette fully covered.
I also have a 31 Sutphen & would like an umbrella policy to cover me when I'm out in it.

LS
Yeah but doesn't that umbrella policy start only after about $300k from your regular liability and not from zero?
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Old 03-21-2006, 02:48 PM
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Default Re: liability only insurance question ?

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Originally Posted by fund razor
Mine is through my homeowner's policy as a rider.
So is my speedboat.
Who is your homeowner's with ?
Mine is with Chubb & will not cover speedboats over 23'
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Old 03-21-2006, 04:14 PM
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Default Re: liability only insurance question ?

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Originally Posted by lucky strike
Who is your homeowner's with ?
Mine is with Chubb & will not cover speedboats over 23'
I go through a broker and the policy is at home.
They take the payments from my mortgage escrow.

I want to say progressive but I could be wrong.

Changed it from safeco a couple years ago.
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Old 03-21-2006, 04:39 PM
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Default Re: liability only insurance question ?

I have State Farm 2mil umbrella and yes it picks up after the 300K liab on the boat.

We had a accident here 2 years back when a 30yr girl hit a 42 Fountain, the fountain was sitting still in nowake zone, anyway girl died and the owner of the Fountain is still being sued, all the girls fault but hey its america you can sue anyone for anything. Oh by the way the seadoo to my knowledge never had insurance either. Seriously man think this over hard.

WILL
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Old 03-21-2006, 05:35 PM
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Default Re: liability only insurance question ?

Lucky Strike, contact American National Property and Casualty Ins. co. They will want all your business, home, cars, boats, and Umbrella. The whole ball of wax for me was cheaper than boat only ins. Joe Murray
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Old 03-21-2006, 05:48 PM
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Default Re: liability only insurance question ?

Quote:
Originally Posted by 27Fountain
Seriously man think this over hard.
WILL
I think what cigarette275 is asking is if he can go with liability only, in that case he would be covered if someone was injured or killed and came after him.
If his boat sinks, burns or is stolen he SOL.

To run with out liability coverage "should" be illegal. If you want to run without comprehensive/collision and can eat a total loss, I dont know that I would do it, but thats up to the individule.
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Old 03-21-2006, 06:21 PM
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[QUOTE=Tantrum]I think what cigarette275 is asking is if he can go with liability only, in that case he would be covered if someone was injured or killed and came after him.
If his boat sinks, burns or is stolen he SOL. EXACTLY
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