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On board camera to reduce insurance costs

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Old 04-13-2006, 12:38 PM
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Default On board camera to reduce insurance costs

Would you install an on board video camera to save on insurance costs ? Some articles recently about limo companies and delivery fleets saving money on insurance costs by having them installed. Haven't heard of any on boats yet but may be in the future.. If the savings were substantial would you do it? ... or too much big brother?
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Old 04-13-2006, 12:47 PM
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Default Re: On board camera to reduce insurance costs

Way too much big brother . I go boating to get away, as much as that is possible these days.
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Old 04-13-2006, 01:13 PM
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Default Re: On board camera to reduce insurance costs

most likely someone with no or very little boating experience will watch the video and nto realize whats happening and decide that you are a dangerous driver then raise your rates.
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Old 04-13-2006, 01:35 PM
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Default Re: On board camera to reduce insurance costs

Don't know about camera, but I'll bet it wont be long before they offer considerable discounts for a permanently mounted GPS tracking device, another item I would not care to have.
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Old 04-13-2006, 01:35 PM
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Default Re: On board camera to reduce insurance costs

I don't see how installing a camera would reduce insurance if anything they would probably use it as an excuse to up rates. As fro the Limo companies doing it, I own a Limo service, yea see how many clients you loose by video taping them!!! At least my clients

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Old 04-13-2006, 03:43 PM
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Default Re: On board camera to reduce insurance costs

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Originally Posted by 27Fountain
I don't see how installing a camera would reduce insurance. if anything they would probably use it as an excuse to up rates.

WILL
I agree. It can only be used against you. The insurance companies might interpret things as potentially dangerous.
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Old 04-13-2006, 04:52 PM
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Default Re: On board camera to reduce insurance costs

i saw it today on CNN too.... not a bad idea
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Old 04-13-2006, 05:58 PM
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Default Re: On board camera to reduce insurance costs

Yeah sure, RATMAN would get ahold of the videos and my wife and her girlfriend would end up on some porn site!
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Old 04-13-2006, 06:28 PM
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Default Re: On board camera to reduce insurance costs

The idea seems to be that if the insured is willing to hold himself to a higher degree of accountability (via video) then he fits the profile of a more responsible boater - lower risk - better rate. This would really be an option of last resort for me.
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Old 04-13-2006, 06:47 PM
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Default Re: On board camera to reduce insurance costs

Quote:
Originally Posted by woogie
Would you install an on board video camera to save on insurance costs ? Some articles recently about limo companies and delivery fleets saving money on insurance costs by having them installed. Haven't heard of any on boats yet but may be in the future.. If the savings were substantial would you do it? ... or too much big brother?


That sounds more like monitoring employees driving habits ect...ect....

We had guys at Bud that would secretly follow employees around and video tape everything they did............
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