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-   -   Boat insurance.... (https://www.offshoreonly.com/forums/general-boating-discussion/127509-boat-insurance.html)

Shorgasm 04-14-2006 10:29 AM

Boat insurance....
 
Ok, the Bayliner didn't need insurance so i'm new to insuring the boat..Here's where I am at

1995 Crownline 250CR..Home trailer stored locked fenced yard.
100k liability
20k person
1k ded. wind
$250 ded. all other loss

$19k boat/motor
$5k trailer
Owned outright.I've got 20k in it total.
$859yr..$215 qtrly

What are your thoughts on this?..Good quote for the coverage or am I out of the park?

kswest 04-14-2006 12:16 PM

Re: Boat insurance....
 

Originally Posted by Shorgasm
Ok, the Bayliner didn't need insurance so i'm new to insuring the boat..Here's where I am at

1995 Crownline 250CR..Home trailer stored locked fenced yard.
100k liability
20k person
1k ded. wind
$250 ded. all other loss

$19k boat/motor
$5k trailer
Owned outright.I've got 20k in it total.
$859yr..$215 qtrly

What are your thoughts on this?..Good quote for the coverage or am I out of the park?

Try progressive.com -- free, only takes a mintue and you don't have to talk to anyone.

Prater 04-14-2006 01:51 PM

Re: Boat insurance....
 
I just insured my 1985 357 SR1 through Progressive. I went through my sister who is an independant agent. For agreed value on the survey 34K with a $2500 deductable it was $602 per year. with a $500 ded it was just over $800 per year. You can call her at 405-682-6700. Ask for Angela Prater

Magic Medicine 04-14-2006 01:54 PM

Re: Boat insurance....
 
Rip off!!!!!!!!!!!! Where do you live?

rainmn 04-14-2006 02:19 PM

Re: Boat insurance....
 
Sounds high. I just got a quote, literally hours ago, for a 2000 Formula 271. Higher liability limits, higher agreed value, same price you were quoted, almost to the dollar.
I went through USAA, who does all my other insurance. They actually quote for Progressive in some cases, and this was one of them.

Shorgasm 04-14-2006 02:53 PM

Re: Boat insurance....
 
Port Orange Florida..4250 deductible is pretty darn low..I mean what could I save versus the probability of a deductible worthy claim?..I'm trying to trying to weight it out.We are only talking a couple bucks then F it but if it is half then i'll change it.

Prater 04-14-2006 02:58 PM

Re: Boat insurance....
 

Originally Posted by Shorgasm
deductible is pretty darn low..I mean what could I save versus the probability of a deductible worthy claim

Thats why my deductible is higher than normal. If I have over $2500 in damage the boat is going to sink...

sy goldberg 04-14-2006 03:36 PM

Re: Boat insurance....
 
That's Just What Every Insurance Agent And Company Wants To Hear !

Magic Medicine 04-14-2006 05:01 PM

Re: Boat insurance....
 
Maybe its the Florida thing, but I pay way less with better coverage on a 28 ft V with 500 hp and I am 28 years old.

Prater 04-15-2006 04:54 PM

Re: Boat insurance....
 
Sy, Sorry I was just joking.


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