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Boat insurance....

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Old 04-14-2006, 11:29 AM
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Default Boat insurance....

Ok, the Bayliner didn't need insurance so i'm new to insuring the boat..Here's where I am at

1995 Crownline 250CR..Home trailer stored locked fenced yard.
100k liability
20k person
1k ded. wind
$250 ded. all other loss

$19k boat/motor
$5k trailer
Owned outright.I've got 20k in it total.
$859yr..$215 qtrly

What are your thoughts on this?..Good quote for the coverage or am I out of the park?
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Old 04-14-2006, 01:16 PM
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Default Re: Boat insurance....

Quote:
Originally Posted by Shorgasm
Ok, the Bayliner didn't need insurance so i'm new to insuring the boat..Here's where I am at

1995 Crownline 250CR..Home trailer stored locked fenced yard.
100k liability
20k person
1k ded. wind
$250 ded. all other loss

$19k boat/motor
$5k trailer
Owned outright.I've got 20k in it total.
$859yr..$215 qtrly

What are your thoughts on this?..Good quote for the coverage or am I out of the park?
Try progressive.com -- free, only takes a mintue and you don't have to talk to anyone.
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Old 04-14-2006, 02:51 PM
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Default Re: Boat insurance....

I just insured my 1985 357 SR1 through Progressive. I went through my sister who is an independant agent. For agreed value on the survey 34K with a $2500 deductable it was $602 per year. with a $500 ded it was just over $800 per year. You can call her at 405-682-6700. Ask for Angela Prater
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Old 04-14-2006, 02:54 PM
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Default Re: Boat insurance....

Rip off!!!!!!!!!!!! Where do you live?
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Old 04-14-2006, 03:19 PM
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Default Re: Boat insurance....

Sounds high. I just got a quote, literally hours ago, for a 2000 Formula 271. Higher liability limits, higher agreed value, same price you were quoted, almost to the dollar.
I went through USAA, who does all my other insurance. They actually quote for Progressive in some cases, and this was one of them.
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Old 04-14-2006, 03:53 PM
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Default Re: Boat insurance....

Port Orange Florida..4250 deductible is pretty darn low..I mean what could I save versus the probability of a deductible worthy claim?..I'm trying to trying to weight it out.We are only talking a couple bucks then F it but if it is half then i'll change it.
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Old 04-14-2006, 03:58 PM
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Default Re: Boat insurance....

Quote:
Originally Posted by Shorgasm
deductible is pretty darn low..I mean what could I save versus the probability of a deductible worthy claim
Thats why my deductible is higher than normal. If I have over $2500 in damage the boat is going to sink...
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Old 04-14-2006, 04:36 PM
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Default Re: Boat insurance....

That's Just What Every Insurance Agent And Company Wants To Hear !
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Old 04-14-2006, 06:01 PM
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Default Re: Boat insurance....

Maybe its the Florida thing, but I pay way less with better coverage on a 28 ft V with 500 hp and I am 28 years old.
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Old 04-15-2006, 05:54 PM
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Sy, Sorry I was just joking.
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