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Old 05-10-2007, 10:07 AM
  #11
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Melanie Jolles at Beacon Marine Credit...Straight shooter no BS and great to work with 866-523-2266
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Old 05-10-2007, 11:14 AM
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Zero down programs available and 20 year terms.
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Old 05-10-2007, 04:44 PM
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I was denied thru Newcoast Financial and Essex (Dave) reccomended to keep my existing ride because mostlikely noone would touch me due to past credit problems.........Went to my credit union and I'm about to close on my new ride @ 6% for 15 year term, They were willing to go 100% to bluebook zero down even though I'm paying much less and it's a 12 year old boat....

Good luck but do your homework and shop around.............
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Old 05-10-2007, 06:46 PM
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Let me now if I can help. I do loans and High Performance insurance.
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Old 05-10-2007, 07:35 PM
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Quote:
Originally Posted by SUNSATION 25 View Post
I was denied thru Newcoast Financial and Essex (Dave) reccomended to keep my existing ride because mostlikely noone would touch me due to past credit problems.........Went to my credit union and I'm about to close on my new ride @ 6% for 15 year term, They were willing to go 100% to bluebook zero down even though I'm paying much less and it's a 12 year old boat....

Good luck but do your homework and shop around.............
6% is really good. I see most at 7.25%. Whats the company name? Was it a new boat?
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Old 05-10-2007, 08:52 PM
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Originally Posted by TexomaPowerboater View Post
6% is really good. I see most at 7.25%. Whats the company name? Was it a new boat?

It's a local credit union, the boat is a 1995 Powerplay, I could've been at 5.5 if my median credit score was 3 points higher....................They base their boat loan rates on their existing 60 month rate for cars.....
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