GoodTymn

Good Luck Artie, keep the faith bro, I sent a detailed message, hope it helps, keep us posted, I was looking to AIG for a quote, not going there now, finding someones email there to bombard with support may also help. Just a thought.

Rick

Michael1

You may have already done this, but a complaint to your state's insurance commission can sometimes help. The state can kick them out if they have too many complaints.

Michael

masi242

sent one out good luck with this I have read your story its not right

AIR TIME

the 1st time I went in front of the judge after 8mons with no money and had my blue cross cover the two 1st knee operations the judge was pissed at them and you could tell they were a bad co. what pisses me off was signing the deal with them to only cover my right knee and signing off my left. so I thought what ever knee operations I needed I was covered no matter how much money it costs. this has been 4yrs of hell and with so many pills THAT i HAVE TAKEN FOR PAIN ,I have missed a lot of my daughters growing up. it sucks and my wife friends its like time has stopped .you can't imagine how phucked up things get ,I am like right now going chit 4yrs of telling my child take quick showers to save oil the house has to be set at 60 degrees wear a sweatshirt .I MADE GOOD MONEY BUT MY COMP IS ONLY 50% which is wrong to. my wife makes good money ,but at winter we going through 200 gals of oil a month which = about 700 amonth sometimes more I got to go these new pills knocking me for a loop thanks again to everyone, I am going to call her station tomorrow to see if she has received any emails and if she can help.

Biggus

iTrader: (1)

Just sent if off Artie, best of luck bud!

Kurt

damdonzi

Hey, she wrote me back!



Thanks so much for writing Help Me Hank. If you're getting thisresponse, it means I received your letter. Because of the huge volumeof email I get, I may not have actually read your email yet, but I doread every email that is sent. When I do read your letter if there's anything we can do to help you orwe need more information someone will be in touch with you as soon aspossible! In the meantime please scroll down this email and you may find theinformation you need to help solve your problem. I know not all problemswill be addressed here, and some of your letters may be on completelydifferent topics. Don't worry, I'll check them all out. Thanks so much for your patience.Hank Commonly Asked Questions and Answers: AUTOMOBILE PROBLEMS: This website published by the MA Attorney General'sOffice covers all automobile problems, new, used and leased cars, repairproblems, warranties and recalled cars. It contains all the rules youneed to know about buying a car in MA.http://www.massconsumers.org/carsmart/ AIRLINE TICKETS This website has the specific rules you need to know about airlineticket refunds, cancellations, baggage and scheduling problems.www.onetravel.com check out headings under "Advisor" BANKING Lost deposits, electronic fund transfers, bank fees, how to file acomplaint about a bank, debit card, checking and savings accountinformation. -Massachusetts Department of Banking: http://www.state.ma.us/dob/(617) 956-1500-For more consumer information:http://www.state.ma.us/consumer/Info/banks.htm (888) 283-3757, (617)-973-8787 CABLE TVThis link helps answer questions about billing, regulations, licenses,problems, theft and tells you where to file a complaint.http://www.state.ma.us/consumer/Info/catv.htm (617) 305-3580 CELL PHONESFor questions and information on cell phones or to file a complaintagainst a cell phone company. -Federal Communications Commission:http://www.fcc.gov/cgb/consumers.html (888) 225-5322 CHILD CARE/DAY CARE/ADOPTION & FOSTER CARE-MA Office of Child Care Services:http://www.qualitychildcare.org/ (617) 988-6600 http://www.machildcare.com/massachusetts.html CREDIT and DEBIT CARDS Fair Credit Billing Act:If you ordered something using a credit card and the item never arrivedor the company you ordered it from went bankrupt under the Fair CreditBilling Act you don't have to pay for something you don't get. That's why its always best to pay with a credit card so you have someprotection in case of a problem. A debit (ATM) card does NOT offer thesame protection. If you think you've been improperly charged or have not received theproper item, immediately contact your credit card company and ask themhow to dispute the charge. You must do this in WRITING within 60 days ofthe charge. -More information on the Fair Credit Billing Act:http://www.ftc.gov/bcp/conline/pubs/credit/fcb.htm (877) 382-4357 -Credit Card Fraud Problems: http://www.ftc.gov/bcp/conline/pubs/credit/cards.htm (877) 382-4357 -Lost/Stolen Credit Cards:http://www.ftc.gov/bcp/conline/pubs/credit/atmcard.pdf (877) 382-4357 -Lost/Stolen Debit/ATM Cards:http://www.ftc.gov/bcp/conline/pubs/credit/atmcard.pdf (877) 382-4357 DEBT COLLECTION Is a bill collector unfairly hounding you ? Do you really owe what theyclaim you do? Under MA law a debt collector has to provide you with anitemized bill proving you owe the debt. For more info check out theselinks. -Massachusetts Information:http://www.ago.state.ma.us/credit.asp (617) 727-8400 -Federal Information: http://www.ftc.gov/bcp/conline/pubs/credit/fdc.pdf (877) 382-4357 DENTISTSCheck out a dentist's background and license status: http://license.reg.state.ma.us/loca/...=map&B1=Submit (617)727-3074 DEPARTMENT OF REVENUETax problems, questions and also child support concerns. Please note wedo not generally get involved in individual cases http://www.massdor.com 800-392-6089 -Child Support http://www.cse.state.ma.us/ (800) 332-2733. (800) 255-5587 DEPARTMENT OF SOCIAL SERVICE Children and family problems. Please note we do not generally get involved in individual caseshttp://www.state.ma.us/dss/ (617) 748-2000 DISCRIMINATION Massachusetts Commission Against Discrimination click below for the linkto MCAD for information on your rights if you feel you've beendiscriminated againsthttp://www.state.ma.us/mcad/ (617) 994-6000 HEALTH CARE AND DOCTORS-Links to information about managed care, health insurance, medicalrecords and prescriptions.http://www.state.ma.us/consumer/Info/medical.htm -Link to the MA Board of Registration and Medicine, check out a doctor'shistory, file a complaint and check malpractice history.http://www.massmedboard.org/ (617) 654-9800 HEALTH CLUBSPayments, cancellations, automatic debits, click here for moreinformation:http://www.state.ma.us/consumer/Info/health.htm HOMEOWNER/RENTER RIGHTS AND PROBLEMS: Buying a home in MA: home inspections, real estate brokers, mortgages,refinancing, this link has all the rules and regulations.http://www.state.ma.us/consumer/Info/homebuy.htm Boston: (617) 854-1000 Western Mass: (413) 733-0999 -Home improvement contractors: This link allows you to check to see ifa contractor is licensed (always use a licensed contractor), it has therules and regulations about contractors and information on how to file acomplaint.http://www.state.ma.us/consumer/Info/const.htm (508) 821-9375 -Housing and Rental Assistance Programs: http://www.state.ma.us/dhcd/ (617) 573-1100http://www.state.ma.us/dhcd/publications/HOW_TO2K.HTM -Homelessness and other housing resources:http://www.state.ma.us/dhcd/publications/HOW_TO2K.HTM Department of Transitional Assistance: (800) 249-2007 -Landlord/tenant rights:http://www.state.ma.us/consumer/Info/lndldtnt.htm -Attorney General's guide to tenant rights:http://www.ago.state.ma.us/tenants.pdf Office of the Attorney General, Main Number: (617) 727-2200 IDENTITY THEFT Has someone stolen your id? Have you had your wallet or purse stolen?Links to the steps to need to protect yourself and your identity. -FTC: http://www.ftc.gov/bcp/conline/pubs/alerts/idenalrt.pdf Identity Theft Hotline: (877) 438-4338 -US Post Office: http://www.usps.com/postalinspectors/ U.S. Postal Inspection Service: (877) 987-3728 -MA Dept of Consumer Affairs:http://www.state.ma.us/consumer/Info/Ident.htm Office of Consumer Affairs Hotline: (888)-283-3757, (617)-973-8787 INSURANCELink to MA Division of Insurance has info about auto, homeowners,renters and health insurance, plus info on rates, regulations and how tofile a complaint against your insurance company:http://www.state.ma.us/doi/ (617) 521-7794 LEGAL PROBLEMS, REPRESENTATION AND ATTORNEYS:MA Bar Association: find an attorney, check out the background of anattorney, check their standing with the bar association and file acomplainthttp://www.massbar.org/ Boston: (617) 338-0500, Springfield: (413)731-5134 -Board of Bar Overseers:http://www.state.ma.us/obcbbo/ (617) 728-8700 -Help for low income MA residents with civil problemshttp://www.neighborhoodlaw.org/information_about_massachusetts_.htm MOVERS Consumer information: Federal Motor Carrier Safety Administrationconsumer fact books: http://www.fmcsa.dot.gov/factsfigs/moving.htm 1-888-DOT-SAFT (368-7238) You can also call the Department of Transportation to make sure thecompany is licensed or file a complaint about a moving company. 1800-832-5660 You'll need the MC or Motor Carrier# of the company whenyou call. To get information or file a complaint about an IN state, Massachusettsmoving company go to:http://www.state.ma.us/dpu/transport...sportation.htm (617)305-3559 NURSING HOMESThis link has information on Massachusetts nursing home regulations andinspections:http://www.state.ma.us/dph/qtool/ Dept. of Public Health: Division of Health Care Quality: (617) 753-8000 RECALLS:Could your car, motorcycle, even your toaster or microwave be thesubject of a safety recall? Or do you suspect your car or appliance hasa problem that could lead to a recall? Try these links: -National Highway Traffic Safety Administration: Automobile, motorcycle,tire recalls and to file a complaint: http://www.nhtsa.dot.gov (888)327-4236 -Consumer Product Safety Commission: Product recalls and to file acomplaint: http://www.cpsc.gov/ (301) 504-7923 SCAMSIs that email you got about a Nigerian bank account real ? Should youever have to pay to get a credit card or a loan or information on how toget a job? Check out these websites for some of the most recent scams circulating: -Canadian scams: http://www.bbb.org/library/canadianscam.asp (613)789-5151-Email Hoaxes: http://www.snopes2.com/ -FTC most common scams: http://www.ftc.gov/bcp/menu-tmark.htm -Nigerian Letter Scam:http://www.fraudbureau.com/articles/...article22.html -Scam Alerts: http://www.fraudbureau.com/scamalert.html -Tax Scams: http://dreier.house.gov/irs_scam_warning.htm -Work at Home and Contest Scams: http://www.scrooge.net/Scam.htm SHOPPING A store in Massachusetts can have any kind of return policy it wants aslong as it's posted. Having the return policy only on the receipt is notadequate.Even if the policy says 'no returns'--if item is defective the buyergets to choose if they want a repair, replacement or refund! Gift certificates are valid for seven years from the purchase date. Formore information on gift certificates check out the Mass. state website:http://www.mass.gov/portal/index.jsp..._law&csid=Eoca What about other returns, purchases online, at the store, rainchecks,store credit and other shopping questions?Click here to find out your shopping rights: http://www.state.ma.us/consumer/Info/shopping.htm SMALL CLAIMS COURT Also known as the people's court, this informal and inexpensive forum isdesigned to help you settle disputes of $2,000 or less without the aidof an attorney. http://www.state.ma.us/consumer/Pubs/smclaim.htm TELEMARKETING AND JUNK MAILHow late can a telemarketer call your house? What if they keep callingafter you put your name on the do not call list ? This link has someanswers:http://www.state.ma.us/consumer/Info/junkmail.htm UTILITIESTips on saving money, fuel assistance, regulations and information onhow to file a complaint against a phone, electric, gas or oil company -Consumer help: http://www.state.ma.us/consumer/Info/energy.htm -Fuel assistance and complaint info:http://www.ago.state.ma.us/utility.asp -Dept. of Telecommunications & Energy:http://www.state.ma.us/dpu/news/city.htm VACATION AND TRAVEL INSURANCE & PACKAGES Travel tips, scams, insurance, cancellations, group tours -American Society of Travel Agents: http://www.astanet.com/ -Air travel rights: www.onetravel.com (click on advisors)

open87

iTrader: (2)

just got this response..

Thanks so much for writing Help Me Hank. If you're getting this
response, it means I received your letter. Because of the huge volume
of email I get, I may not have actually read your email yet, but I do
read every email that is sent.

When I do read your letter if there's anything we can do to help you or
we need more information someone will be in touch with you as soon as
possible!

In the meantime please scroll down this email and you may find the
information you need to help solve your problem. I know not all problems
will be addressed here, and some of your letters may be on completely
different topics. Don't worry, I'll check them all out.

Thanks so much for your patience.
Hank

AIR TIME

http://www.state.ma.us/consumer/Info/catv.htm[/url] (617) 305-3580 CELL PHONESFor questions and information on cell phones or to file a complaintagainst a cell phone company. -Federal Communications Commission:http://www.fcc.gov/cgb/consumers.html (888) 225-5322 CHILD CARE/DAY CARE/ADOPTION & FOSTER CARE-MA Office of Child Care Services:http://www.qualitychildcare.org/ (617) 988-6600 http://www.machildcare.com/massachusetts.html CREDIT and DEBIT CARDS Fair Credit Billing Act:If you ordered something using a credit card and the item never arrivedor the company you ordered it from went bankrupt under the Fair CreditBilling Act you don't have to pay for something you don't get. That's why its always best to pay with a credit card so you have someprotection in case of a problem. A debit (ATM) card does NOT offer thesame protection. If you think you've been improperly charged or have not received theproper item, immediately contact your credit card company and ask themhow to dispute the charge. You must do this in WRITING within 60 days ofthe charge. -More information on the Fair Credit Billing Act:http://www.ftc.gov/bcp/conline/pubs/credit/fcb.htm (877) 382-4357 -Credit Card Fraud Problems: http://www.ftc.gov/bcp/conline/pubs/credit/cards.htm (877) 382-4357 -Lost/Stolen Credit Cards:http://www.ftc.gov/bcp/conline/pubs/credit/atmcard.pdf (877) 382-4357 -Lost/Stolen Debit/ATM Cards:http://www.ftc.gov/bcp/conline/pubs/credit/atmcard.pdf (877) 382-4357 DEBT COLLECTION Is a bill collector unfairly hounding you ? Do you really owe what theyclaim you do? Under MA law a debt collector has to provide you with anitemized bill proving you owe the debt. For more info check out theselinks. -Massachusetts Information:http://www.ago.state.ma.us/credit.asp (617) 727-8400 -Federal Information: http://www.ftc.gov/bcp/conline/pubs/credit/fdc.pdf (877) 382-4357 DENTISTSCheck out a dentist's background and license status: http://license.reg.state.ma.us/loca/...=map&B1=Submit (617)727-3074 DEPARTMENT OF REVENUETax problems, questions and also child support concerns. Please note wedo not generally get involved in individual cases http://www.massdor.com 800-392-6089 -Child Support http://www.cse.state.ma.us/ (800) 332-2733. (800) 255-5587 DEPARTMENT OF SOCIAL SERVICE Children and family problems. Please note we do not generally get involved in individual caseshttp://www.state.ma.us/dss/ (617) 748-2000 DISCRIMINATION Massachusetts Commission Against Discrimination click below for the linkto MCAD for information on your rights if you feel you've beendiscriminated againsthttp://www.state.ma.us/mcad/ (617) 994-6000 HEALTH CARE AND DOCTORS-Links to information about managed care, health insurance, medicalrecords and prescriptions.http://www.state.ma.us/consumer/Info/medical.htm -Link to the MA Board of Registration and Medicine, check out a doctor'shistory, file a complaint and check malpractice history.http://www.massmedboard.org/ (617) 654-9800 HEALTH CLUBSPayments, cancellations, automatic debits, click here for moreinformation:http://www.state.ma.us/consumer/Info/health.htm HOMEOWNER/RENTER RIGHTS AND PROBLEMS: Buying a home in MA: home inspections, real estate brokers, mortgages,refinancing, this link has all the rules and regulations.http://www.state.ma.us/consumer/Info/homebuy.htm Boston: (617) 854-1000 Western Mass: (413) 733-0999 -Home improvement contractors: This link allows you to check to see ifa contractor is licensed (always use a licensed contractor), it has therules and regulations about contractors and information on how to file acomplaint.http://www.state.ma.us/consumer/Info/const.htm (508) 821-9375 -Housing and Rental Assistance Programs: http://www.state.ma.us/dhcd/ (617) 573-1100http://www.state.ma.us/dhcd/publications/HOW_TO2K.HTM -Homelessness and other housing resources:http://www.state.ma.us/dhcd/publications/HOW_TO2K.HTM Department of Transitional Assistance: (800) 249-2007 -Landlord/tenant rights:http://www.state.ma.us/consumer/Info/lndldtnt.htm -Attorney General's guide to tenant rights:http://www.ago.state.ma.us/tenants.pdf Office of the Attorney General, Main Number: (617) 727-2200 IDENTITY THEFT Has someone stolen your id? Have you had your wallet or purse stolen?Links to the steps to need to protect yourself and your identity. -FTC: http://www.ftc.gov/bcp/conline/pubs/alerts/idenalrt.pdf Identity Theft Hotline: (877) 438-4338 -US Post Office: http://www.usps.com/postalinspectors/ U.S. Postal Inspection Service: (877) 987-3728 -MA Dept of Consumer Affairs:http://www.state.ma.us/consumer/Info/Ident.htm Office of Consumer Affairs Hotline: (888)-283-3757, (617)-973-8787 INSURANCELink to MA Division of Insurance has info about auto, homeowners,renters and health insurance, plus info on rates, regulations and how tofile a complaint against your insurance company:http://www.state.ma.us/doi/ (617) 521-7794 LEGAL PROBLEMS, REPRESENTATION AND ATTORNEYS:MA Bar Association: find an attorney, check out the background of anattorney, check their standing with the bar association and file acomplainthttp://www.massbar.org/ Boston: (617) 338-0500, Springfield: (413)731-5134 -Board of Bar Overseers:http://www.state.ma.us/obcbbo/ (617) 728-8700 -Help for low income MA residents with civil problemshttp://www.neighborhoodlaw.org/information_about_massachusetts_.htm MOVERS Consumer information: Federal Motor Carrier Safety Administrationconsumer fact books: http://www.fmcsa.dot.gov/factsfigs/moving.htm 1-888-DOT-SAFT (368-7238) You can also call the Department of Transportation to make sure thecompany is licensed or file a complaint about a moving company. 1800-832-5660 You'll need the MC or Motor Carrier# of the company whenyou call. To get information or file a complaint about an IN state, Massachusettsmoving company go to:http://www.state.ma.us/dpu/transport...sportation.htm (617)305-3559 NURSING HOMESThis link has information on Massachusetts nursing home regulations andinspections:http://www.state.ma.us/dph/qtool/ Dept. of Public Health: Division of Health Care Quality: (617) 753-8000 RECALLS:Could your car, motorcycle, even your toaster or microwave be thesubject of a safety recall? Or do you suspect your car or appliance hasa problem that could lead to a recall? Try these links: -National Highway Traffic Safety Administration: Automobile, motorcycle,tire recalls and to file a complaint: http://www.nhtsa.dot.gov (888)327-4236 -Consumer Product Safety Commission: Product recalls and to file acomplaint: http://www.cpsc.gov/ (301) 504-7923 SCAMSIs that email you got about a Nigerian bank account real ? Should youever have to pay to get a credit card or a loan or information on how toget a job? Check out these websites for some of the most recent scams circulating: -Canadian scams: http://www.bbb.org/library/canadianscam.asp (613)789-5151-Email Hoaxes: http://www.snopes2.com/ -FTC most common scams: http://www.ftc.gov/bcp/menu-tmark.htm -Nigerian Letter Scam:http://www.fraudbureau.com/articles/...article22.html -Scam Alerts: http://www.fraudbureau.com/scamalert.html -Tax Scams: http://dreier.house.gov/irs_scam_warning.htm -Work at Home and Contest Scams: http://www.scrooge.net/Scam.htm SHOPPING A store in Massachusetts can have any kind of return policy it wants aslong as it's posted. Having the return policy only on the receipt is notadequate.Even if the policy says 'no returns'--if item is defective the buyergets to choose if they want a repair, replacement or refund! Gift certificates are valid for seven years from the purchase date. Formore information on gift certificates check out the Mass. state website:http://www.mass.gov/portal/index.jsp..._law&csid=Eoca What about other returns, purchases online, at the store, rainchecks,store credit and other shopping questions?Click here to find out your shopping rights: http://www.state.ma.us/consumer/Info/shopping.htm SMALL CLAIMS COURT Also known as the people's court, this informal and inexpensive forum isdesigned to help you settle disputes of $2,000 or less without the aidof an attorney. http://www.state.ma.us/consumer/Pubs/smclaim.htm TELEMARKETING AND JUNK MAILHow late can a telemarketer call your house? What if they keep callingafter you put your name on the do not call list ? This link has someanswers:http://www.state.ma.us/consumer/Info/junkmail.htm UTILITIESTips on saving money, fuel assistance, regulations and information onhow to file a complaint against a phone, electric, gas or oil company -Consumer help: http://www.state.ma.us/consumer/Info/energy.htm -Fuel assistance and complaint info:http://www.ago.state.ma.us/utility.asp -Dept. of Telecommunications & Energy:http://www.state.ma.us/dpu/news/city.htm VACATION AND TRAVEL INSURANCE & PACKAGES Travel tips, scams, insurance, cancellations, group tours -American Society of Travel Agents: http://www.astanet.com/ -Air travel rights: www.onetravel.com (click on advisors)[/QUOTE]

wow thats a lot, I left her my cell phone# because somehow I LOST MY EMAIL, What I MEAN IS WHEN MY msn SCREEN COMES UP THERES NO LISTING FOR MAIL ITS GONE, So I hope she can call me. I am having a friend help me wright a letter to day to send to my state senator,who ever else she thinks will help. My lawyer is waiting for all the prices for the surgery to go over with comp, Like I said to him it will take between 3 to 5 months to get a new doctor and set up surgery then I will have to go to detox for these pills I am on now are as strong as 40 oxys which can't be good for my heart and liver, if I have a heart attack in the next few months please make sure my wife blames it on them and not me. WE CRYED TOGETHER LAST NIGHT ITS been one year since we lost her father he went in the hospital on the 5th and we pulled the plug on the 7th. I am going to buy her and her mother yellow roses tomorrow, that was DOUG'S FAVORIT COLOR YELLOW. W ell thanks for posting damdonzi I thought she would be buried with other more important things than me you guys are great it keeps me going and stops me for asking my doctor for zoloft more drugs thats just what I need, I don't make sence NOW. see yah artie

Sick Stinger

iTrader: (23)

Arti how you making out kid