Just wondering what's out there. My current lender wants to refi me at 6.13% Anything better out there?

They're making money at that...
you should be able to get under 6.

My wife is in the business, we don't live in O.C. anymore but still have some contacts down that way. Let me see if I can scrounge up some #'s.

what are you refi'ing ? house, boat etc...if thats a 30 year fixed rate on a refi on your home thats a good rate

to get accurate numbers, also need to know median credit score, type of mort (full doc or stated) DTI (debit to income ratio) mort amount and home value

Hey Drew....I'm a broker .....with a 720 plus tri merge score you should be closer to 5.5%...no more than 5.75%...if I can help just let me know...

Chip Cecil

Good point, boat.

Lender is stating that he can't do any better than 6.13 because it is a "high performance" boat. Credit is 730 +.

E-Mail Dave P from Essex Credit, he is always on here and is one of the best on getting a loan at a low rate.

[email protected]

Or call Loan Ranger here on the boards. the rate for the Formula that i am getting is under 6 and i don't think my credit score is as good as yours.

I may have missed that....the age of the boat and many other factors will go into that....but with a 730 score you will be in the top tier as far as rate goes....