In this market, offer 20K and move up if needed.....but I wouldn't pay more than 20K. Just my $.02:ernaehrung004:

The only problem may come if the current owner has financed the chit out of it. That's not your problem!! One of the things to keep in mind is this.....Any boat, regardless of brand, condition or looks, is only worth what you can get someone to buy it for. It's a tough time to sell a boat....but a great time to buy one. There are a ton of deals out there and that number increases daily!

Being a high performance marine insurance rep doesn't necessary mean that I should know exactly what a reasonable "OFFER" is on a particular boat. I insure boats for an agreed value and in comparison to NADA book price or other boats that are being sold by searching the web. So YES. I know the actual VALUE OF THE BOAT, I'm asking what to OFFER! (read my post!!!!!!!!!!!!!!!!!!!)

So, that was a little rude but I'll just turn my head at that. I am here because I am asking for the help of people who have been through the actual purchasing of a performance boat.

Insuring a boat and BUYING a boat are two totally different things. If you look at my prior post, I stated what the VALUE IS.... $28 - $32K per book. I was asking what is a reasonable offer based on those VALUES! ERRRR

Thank you OldSchool. Apparently DollaBill is missing the point of my question 100%! You aswered exactly what I was asking. I appreciate the help. :)

Again, I'm not trying to be rude or pick a fight. I just think that a knowledgable insurance rep is a very important part of everyones boating adventures and should, theoretically, know more than their customers.

just remember all this low balling stuff is affecting your boat also,,,,,

I suspect that they would be offended by an offer of 56% of asking price.:eek:

I'm guessing they've checked some values when pricing, and there number added high for silly option add-ons or for "cleanliness" or low hours. So, a lower offer of course makes sense. But if you are truly interested in the boat and it checks out to be very clean, etc, and can afford more than 20K, I wouldn't insult them.

Knocking $16K off an offer for a 100K boat, not an insult. On a 36K boat, yeah, I'd think it insulting. Maybe the market's that bad, but that seems pretty low. 25K would be about the 20% off of low that Chris had mentioned, and the boat might warrant the high end of NADA too?

I'm not going back and forth with you on the board. This thread is about purchasing a boat. Not entertaining your comment that made no sense. Carry on all...

Regardless of what anyone else does, that's already happened. People who borrowed big and long on over-priced perf boats are giving them away to keep the repo guy away. It's not uncommon for some to be adding money to the deal to get out. $4 gas and the potential of an Obama presidency isn't helping.

I wasn't asking you to entertain me. I have enough nutjobs on here to do that for me :). Ok, I'll start another thread questioning the importance of the level of knowledge people have that customers rely on when it comes to lives and large sums of money.

Don't dismiss me. I asked a legit question and was very professional in the way I asked it. I wasn't looking for any comical banter.

Did anyone else think my comment didn't make sense? I think it was clearly written and to the point.