Should I switch to State Farm for my boat insurance?
#1
Registered
Thread Starter
Should I switch to State Farm for my boat insurance?
I have an 88 Cig Cafe Racer with new paint, fresh motors and #3 drives. It is in great shape and my guy at State Farm talked with his underwriter and can cover me at a lower rate than I'm getting at Jefferson.
It's not an agreed value policy which I have now, but an actual cash value. Anyone had to deal with claims at State Farm for
boat losses?
how they determine value?
Motor and drive thefts?
trailer theft?
collision with submerged objects?
liability claims?
Thanks for your help guys and gals
It's not an agreed value policy which I have now, but an actual cash value. Anyone had to deal with claims at State Farm for
boat losses?
how they determine value?
Motor and drive thefts?
trailer theft?
collision with submerged objects?
liability claims?
Thanks for your help guys and gals
#2
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I have SF and am really happy with my coverage and agent. I do have an agreed value on my policy ($80k 1998 Fever). I haven't had to make a claim on the boat, but have loved their car and home coverage for many years. I haven't found any prices even close to them!
#4
Registered
Outstanding claim service over the 14 years that I've been with them. No fuss and extremely fast resolution on claims based on one estimate. Submitted a submerged object claim and a trailer damage claim w/o issue. They definitely have a great customer service organization in place.
#7
Gold Member
Gold Member
Had some fire damage to my old boat (neighbors car caught on fire next to boat). They sent out an agent. I'm not sure if she ever saw a boat before. I had a check the next day. Good rates too.
#8
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State farm has great premiums and has backed me with submerged object claims almost without question. They were 1/2 the cost of any other insurance I could find on my 30' scarab.
BT
BT
#10
Donzi33ZX
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Location: Suffolk, VA
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22 years with SF, 17 with this agent, agreed on value for boat and trailer value, they are very big and automated, I too have had boat claims, when they need more info they pay the surveyor, check in a few days. I think they are a great provider.
HP listed on my policy, this debate has went on MANY times. I think it depends on each agent/underwriter.
Bryan
HP listed on my policy, this debate has went on MANY times. I think it depends on each agent/underwriter.
Bryan
Last edited by Bryan Tuvell; 04-03-2002 at 08:29 PM.