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Boat Loans?

Old 04-09-2002, 03:19 PM
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Default Boat Loans?

I just called in order to acquire about a loan and they said that Georgia is a no title state. Therefore, they won't do a loan if the boat resides in GA, unless the boat is over 26 feet. WTF?????????

Any ideas? I am checking with Bank of America, but I am sure they will be high.
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Old 04-09-2002, 06:40 PM
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Location: In your driveway while you sleep
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Call Jodie at Essex Credit. Usually the first call we make on our loans. 949-515-5200. Its worth the long distance call
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Old 04-09-2002, 06:43 PM
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Location: Naples, Maine
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I just got a loan through Essex Credit in Ft Lauderdale. I am extremely impressed with thier service and the rate I was given. Call 954-763-7450 and ask for Walter Martinez. Tell him Kurt sent you

Good luck!
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Old 04-09-2002, 07:00 PM
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Location: Lehigh Valley, Pennsylvania
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Default Check this place out...
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Old 04-09-2002, 07:37 PM
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Join Date: Mar 2002
Location: Vestal/Binghamton NY
My Boats: 1992 450hp Senza Spectre 25'
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well I just through loan hell first of all jan2002 I refinanced my
99 yukon down to 5% 40mo So I had my eye on a boat
and thought well nows a good time to buy rates are low!
my credit is looking better, or so I thought !
Well before buying the boat I knew I had to get this
Engagement ring out of the way so feb 14 I get a 1 carat rock
8000 I put 6000 down then 12 months free finance.
Ok now I can get the boat without getting any crap about
"are u just going to live with me forever"
Anyways My boat was paid off 89 thompson 6 banger DULL
to say the least but its my trade in for the Senza, So I try a online Key bank loan app
I had a few web problems with the app
guess what denied!credit hell I only needed 11 grand.
Here is another problem the computer put me through
4 TIMES thats 4 inquires about my credit plus
the ring and the truck refinance =6 in 3 months!
Well if u know credit then u know those inquires screw your
score up even more.

then I went to traderonline they have some more to choose
from. well I made the wrong choice they got me approved
but the hidden charges were a ripoff 350.00 for the title
well the dealer here said it was 10-20 bucks
another charge 700.00 service fee ,wow this is bull
then the kicker 19.95% 10yrs, Cause my score went
down BULL**** lucky there is no penalty for early payment
cause Im getting out from this loan!

Oh ya if I had bad credit I would'nt have a 5% used car loan
plus I own a home NEVER Late!
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Last edited by wwwTOPDJcom; 04-09-2002 at 07:56 PM.
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