Originally Posted by TahoeRick (Post 3285257)

I am a 55+ yr old guy who has owned two boats for a total of 8 years. My last boat was a 24 ft. Now, after having the snot beat out of me when the wind comes up at Lake Tahoe, and other lakes, I decided to buy a bigger performance boat. Nothing more dull than a boat that simply cannot perform... Only problem is, that I have been trying to get insurance on the boat I just bought and god grief, every insurance agent is telling me how dangerous CATS are - not to mention that I have been truned down by about 10 companies ( Stacy just got me insurance at what I think is a reasonable rate.). I have even had a boat dealer tell me this too. Everyone seems concerned that a motor will blow at speed and the boat will have a corner dip and then flip killing all aboard. Yet, the prop will free wheel if the motor stops! Are CATs that much more dangerous? Any stories of what can go wrong to give me a heads up? Also, my new ride is a 1995 31 ft SXT CAT with two 600 hp 502's in it.

Rick

Originally Posted by seafordguy (Post 3285276)

I would say the danger, from the underwriters perspective, is the inherent speed increase that cats have.

Originally Posted by Interceptor (Post 3285283)

Probably would be good to do some searches on this site regarding insurance, cats, driver training etc.
Unfortunatly there have been some major accidents involving cats and the insurance industry has put some serious pricing on insurance.
As it was suggested on the other thread you should consider a drivers course.
ed

Originally Posted by TahoeRick (Post 3285300)

I don't have a problem with a boaters course, I would like to take one of an advanced level. Up to now, I had to learn on my own. If they have a respectible one in my area and it is not thousands of dollars, I would be interested. I have been researching a LOT in the past couple of weeks insurance, but not driver training.

But, back to the subject at hand, what causes CATS to have an accident more than V hulls? Is speed the only cause? Or, are they inherently more likely to have an accident when hitting freak wave and landing bad, or when something mechanical grenades? I want to be accutely aware of what causes accidents in the type of boat I just purchased. I plan on many outings with friends and family in it and want to be aware of their limitations and faults.


As a positive note, eveyrone has told me that cats have an inherently more stable ride in rough water than V Hulls.

I do know that turning them is very weird - they lean the opposite direction - so I should go slow when turning and practice turning at various increasing speeds to get used to how this boat turns.