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Passenger Liability Waiver?

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Old 05-23-2012 | 11:44 AM
  #31  
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That's two incidents just on this short thread where the injured passenger was drunk. Might be a good idea to only carry sober passengers.

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Old 05-23-2012 | 12:51 PM
  #32  
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Originally Posted by WakezoneINS
This is exactly why you never "carry the minimums" on your insurance. I have people say that to me often, thinking that it's going to save them a ton of money on their insurance. The reality is, on a v hull, the difference in cost between $100,000 and $300,000 in coverage is only $40 a year, a year! To go up to $500,000 is only another $40! (roughly).
Excellent point! I raised my liability after actually reading my policy a few years ago.
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Old 05-23-2012 | 12:54 PM
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I can't comment on the waiver but what most people don't realize is you can get sued even if the injured person doesn't want to. If someone is injured on your boat and they have health insurance that has to pay for their injuries then their insurance company may come after you.
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Old 05-23-2012 | 03:20 PM
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Originally Posted by onesickpantera
I can't comment on the waiver but what most people don't realize is you can get sued even if the injured person doesn't want to. If someone is injured on your boat and they have health insurance that has to pay for their injuries then their insurance company may come after you.
That was what my health ins company was going to do.


Got a question for the wakezone ins people , what is the max coverage for medical coverage per person that you offer.
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Old 05-23-2012 | 04:00 PM
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Originally Posted by WakezoneINS
You can be the safest boater in the world but there are factors on the water that are beyond your control...
VERY true.
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Old 05-24-2012 | 12:15 PM
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Originally Posted by onesickpantera
Excellent point! I raised my liability after actually reading my policy a few years ago.
Not to pop your bubble but why??You know the insurance companys will look for any excuse not to pay any way!!Then the short will be yours+% of fault games etc etc!
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