Well guess that eliminates most "fresh water" locations....:fish:

Hampton Roads Virginia area. Five cities incvluding Virginia Beach, V.A. hospital and several military bases, Portsmouth Naval Hospital and numerous on base clinics, Chesapeake Bay, James River, Intracoastal Waterway, Outer Banks, nearby freshwater reservoirs/lakes....etc. Good luck and congrats on the pondered retirement.

I love Northern MI. for boating in the summer, and will keep my home here as a "home base", and I have a condo in Havasu for the winter months! Can still boat, and we like to take week long trips to other South West Destinations We love the Desert area ( and can still Boat) works for us.

Summers in LOTO and winters in Havasu would be my ideal.

I have lived on Lake Murray for the past 28 years, nice lake,friendly people and low cost of living. I have enjoyed living here, I just started working for a company in Coral Gables and have a 3 bed room, 2bath, 2car garage, boat storage and slip for sale for around $180K. Good luck!

Been to Havasu a few times, not much to do on most weekends, not many places to eat or DRINK, there's WP from two different states watching to all the time......oh and did I mention that the thirty minutes that it takes you to get to one side of the Lake to the other, it's time to turn around, what's the whole Lake is maybe twenty-five miles long.

The best thing I see about Havasu is that it's two and half hour drive away from Vegas.

Been there once. I felt the same way. Don't get the attraction to it.

I understand, people either love the Desert or hate it. No middle ground on that! We enjoy the ride up river to Laughlin for dinner and some entertainment. 70 miles from Laughlin to Parker.

http://www.estately.com/listings/inf...mini-sands-18l
Game Over! 50 miles from Ft Lauderdale, 42 from Miami and the clearest water on the planet! :D

http://youtube.com/watch?v=jhTXms5Bpi4&feature=related

I met two couples this week in Sandusky, OH (PIB and Kelley's Island). Both have condo's at Castaway Bay and homes in FL. They spend the summer months at the condo and in the winter, back to FL. If I had that kind of money, that's the way I'd go.

I also might add northern NY is pretty nice I live here now. Thousand islands is a pretty awesome place, you can also hit lake Ontario. You can boat up to Montreal or all the way to the ocean, run up to Canada and hit the Kingston River. Housing on the St Lawrence is going to run you pretty penny thought. That might be a part of your decision making as well, if you want to live on the water or not, as regardless of where you go if you choose to be on the water, your going to pay.

Me personally and our plan is to probably have a home base in the north and as the weather goes bad travel to where its warm. I just don't think we would like to live in something hot all year around. But I do think whatever your decision is to have a home is good idea. I know some people who sell everything and kind of run place to place renting or in a motor home. Which to each his own, but if something goes wrong hard times, etc, I don't think we would want to be scrambling to find a permament home.