496 vs 525 value point in a 35 Donzi?
05-25-2016, 11:49 AM
#91
Registered
Just under 3 years on the Sonic.
Got a 24 Pathfinder with a friend that does tourney fishing. Keeps us on the water for the time (while I try and make the most of the business) and island hopping. 150 V-Max and T-top on her. First trip out is this Sunday.
No clue how long it will take to recoup what I put in to the biz so I buy another big boat but even though I am always pegged as a CC guy the idea of a 32 spectre with o/b's or a MCOB Sunny with blacks sound good when that day comes. So does the A/T but pretty sure that will still be out of my reach.
Got a 24 Pathfinder with a friend that does tourney fishing. Keeps us on the water for the time (while I try and make the most of the business) and island hopping. 150 V-Max and T-top on her. First trip out is this Sunday.
No clue how long it will take to recoup what I put in to the biz so I buy another big boat but even though I am always pegged as a CC guy the idea of a 32 spectre with o/b's or a MCOB Sunny with blacks sound good when that day comes. So does the A/T but pretty sure that will still be out of my reach.
05-25-2016, 06:42 PM
#93
Registered
Insurance company's are catching up to the industry of boating, 850 hp is the limit. When I sold my other 32 496 boat it was 700 a year. I was told by state farm they would not insure another of that nature so I was off shopping before I pulled the trigger. You know how close I was to buying the 525s but I got quotes of 2500 to 3500 a year and that was even going through places on this website. I cant see pissing away that much for 3 to 4 months use
05-25-2016, 06:47 PM
#94
Registered
In reference to FastHawk6. My insurance for 05 353 Fastech with 525s is $1400/yr. Our new to us 07 38 Fountain with 600s is $1600/yr. Your paying a lot for insurance if it was a $2k incresase over what you were paying to go to a 525 boat. Factors like experience, driving history, where your storing it, bank loan, all play into insurance costs not just the type of engines.
VIP Member
05-26-2016, 03:42 AM
#96
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I would advise not to do anything with your policy then, state farm is getting hip to the hp and speed on these boats. A lot of it has to do with the underwriter at the top knows anything about boating. I was told from my agent anything over 850 hp or 70 mph they will not insure anymore. I had 2 other boats with them before this one. A 28 with a procharged 454 and a twin 496 ho 32 and it was good with them until they got a hold of a new underwriter and he said they should not of insured the other 32.
06-02-2016, 04:01 PM
#99
Registered
Bottom line is maintenance. Weather they need it or not my black 502s (that have been modded to make 540 hp) come out every year to get checked. I am one the one who does this work. Why? because I enjoy my time in the shop and I have the know how. On another note A women who know how to turn a wrench is a blessing from god (I have been on both sides of this fence). My fiance helps me on my 3500hp hemi and her 540 hp 502s in her boat.
