I am Relieved !!! It was the Trim Tabs, I think I am gonna own my 2nd Formula... Laughing Cat I will have to remember to keep them in the Center LOL I think I could actually steer with the Trim Tabs at Low Speed, I was amazed at how much effect it had on turning ...

Nothing better than a simple (cheap) fix.
Remember , if you ever (safely) have a steering failure and your drive (or rudder) is straight you can use the tabs to 'steer' in a jury rig situation.
I've practiced it before and it's amazing how effective they can be in steering the boat without moving the wheel.