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Buying a Used Boat

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Old 05-11-2020 | 08:54 AM
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My son who's 32 and well grounded has the itch. First boat for him but he grew up on our boat. He's found a 1996 Checkmate 242 Convincer In Essexville, MI that he wants to put an offer on. It looks good in the pics (I know, I know) but does anybody happen to know this boat? Apparently has a newer or new motor and was upgraded to an HP500. Does anybody know a good surveyor in Michigan we can hire if they agree on a price? The owner is asking $24,995.00 I would like to have all my ducks in a row before we go down there to water test and maybe haul it back. I've never bought a used boat and I'm very skeptical.
Thanks for any input.
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Old 05-11-2020 | 09:20 AM
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The price seems high to me....@ 24 years old make sure you can get it insured be for closing the deal
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Old 05-11-2020 | 09:29 AM
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Originally Posted by F-2 Speedy
The price seems high to me....@ 24 years old make sure you can get it insured be for closing the deal
Says his son is 32, he will have no issues with insurance on a boat like that.

edit: age of boat is 24 yrs old, with a proper survey and it passing, why wouldn't it be able to be insured? Is it a state issue in MI?
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Old 05-11-2020 | 09:43 AM
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Insuring a boat from 96 shouldn't be hard. I believe boats much older are more difficult, as my dad found out with his 1960...
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Old 05-11-2020 | 09:53 AM
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Dennis Biel 586.219.7219. Great surveyor. For that money it should be mint.
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Old 05-11-2020 | 10:35 AM
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yes dennis biel is good ,,,he did my boat.
insurance shouldnt be a problem , i have 1989 38 scarab insured thru AAA
formost is another ins company had boats thru before.
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Old 05-11-2020 | 10:44 AM
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The boat will be kept and insured in the state of New York. He already has a quote from his insurance guy that does his truck, house and other stuff so that's not a problem.
I also thought the price was high so he's going to make an offer. If this becomes a reality we'll call Dennis. I've tried to imprint on my son the importance of a surveyor when it comes to buying used boats. Thankfully he agrees and there's no push back.
Thanks,
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Old 05-11-2020 | 11:04 AM
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X3 on Dennis Biel, honest guy
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Old 05-11-2020 | 04:56 PM
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Not sure if he's buying outright or is planning on getting a loan. Financing an old boat is tough. Insurance shouldn't be an issue.
Survey for sure including compression test. You usually have to insist on the compression test since it can be a pain depending on the installation.
I would also want a test drive if at all possible to make sure it doesn't have any oddball handling issues, weird vibrations, water leaks, etc.
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Old 05-11-2020 | 07:04 PM
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How many 1996 checkmates are there in Essexville? This one is $21k
https://www.boattrader.com/boat/1996...incor-7294672/
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