I would imagine he will be charged leaving the scene and in MO if there is over $1000.00 in damage it is a class d Felony . thats a worse charge than the BWI.

Insurance companies insure accidental, whether stupid or not every day.

After investigations....

My wife and I had 65 years combined working for the largest P&C carrier in the US. Stupid is not a reason for denial. That's defined as accidental. Fraud is a reason for denial, and you would be surprised how many times those get paid too because proving it is a biotch. You can total your car being DUI, you were stupid, you will get cancelled by the company, but it is not fraud or intentional damage so the insurance pays.

Not likely as long as he files a report at some point. The law does not define the time frame of when report must be filed.

306.140.Accident or collision, duties of operator — report required, when. — 1. It shall be the duty of the operator of a watercraft involved in a collision, accident, or other casualty, so far as the operator can do so without serious danger to the operator's watercraft, crew and passengers, to render to other persons affected by the collision, accident, or other casualty assistance as may be practicable and as may be necessary in order to save them from or minimize any danger caused by the collision, accident, or other casualty, and also to give his or her name, address, and identification of his or her watercraft in writing to any person injured and to the owner of any property damaged in the collision, accident, or other casualty.

  2. In the case of collision, accident, or other casualty involving a watercraft, the operator thereof, if the collision, accident, or other casualty results in death or injury to a person or damage to property in excess of five hundred dollars, shall file with the water patrol division a full description of the collision, accident, or other casualty, including such information as the patrol may, by regulation, require.

  306.210.Penalties for violations. — Any person who violates any of the provisions of sections 306.015 to 306.060 and 306.090 to 306.150 for which no other penalty is provided is guilty of a class B misdemeanor.

that could be debated i guess it will depend on the PA

So how did the driver get to shore? Did he swim? Let’s talk about implication. Who witnessed the accident, when was it reported? Leaving a vessel of that worth floating upside down not only stinks, but is a complete disregard for public safety. And we have a moderator stating he would be lips sealed if it were him? This whole story stinks.

Typical politics of this sport!

https://www.lakeexpo.com/boating/boa...ticle-nav-next another mystery?

The only good advice regarding that topic is to not make poor personal decisions! :cool: Otherwise, I’d recommend you gain advice on how to fix your f-ups from your attorney! Again, glad no one was seriously injured.....which is the most important part of any accident!