https://www.woodtv.com/news/michigan...boats-at-risk/

Appx. 200 boats burned,

That was the rack and launch building...

UGH !! That would make you sick to your stomach. At least no one was hurt.

So who pays for the boat loss, the boaters insurance or is the facility responsible to pay for all the losses in that storage?

Your insurance pays for the damages. That's why majority of marinas need proof of insurance when you sign slip/storage contract.

Then the mess begins.......... I knew a guy that had a boat crushed when a dry stack collapsed in a hurricane. The insurance companies will want to "value" the boat and due to the damage they have no idea if you have a mint 20 yr old boat or a trashed 20 year old boat that needs everything. Hurricane will be an "act of god" that they likely can't sue the marina for but I'd bet for fire, the marina insurance will get sued by the insurance companies for some of the damages due to "old wiring, lack of fire control devices" or whatever they can call on as the cause of the fire.

There will be people thrilled their boat was in that building! Get a check and no more boat storage costs.............

wow

I am always amazed what people will pay storage on. Where I store my boat trailer for $70 a month there is a little 17-19 foot run a bout. Filled with water since the cover is rotted, tires flat, pretty much I would charge more than $70 to take it to the junk yard. Been there for 3 years at least, that is how long I have had my spot next to it.

Ya that sounds more like it. But I believe they pay you on "agreed value". It would make sense for the boat insurance to sue or settle with that boat storage.