https://cimg3.ibsrv.net/gimg/www.off...7cbe9093e.jpeg

Right. But isn’t that near the beach? For me the surge would have to go over Siesta and Lido then a mile or so across the bay and another 1000yds up Hudson Bayou. Not saying it can’t, just that I personally have not seen a surge maintain that magnitude that far beyond a barrier island.

More out of state Line Trucks in convoy heading down south on Florida I-75 today. Spotted around Bradenton.
Not 1 of the 50 or so Disaster Response Trucks that I saw the past couple of days where EV's. Just saying......

Look at my post a few up. They got 4 feet of water in the house, it rose up over the sea wall and into the house.

Its about 20 miles or more up river from the video Jup posted.

Some streets are passable, leaving Rotonda West was very difficult, I drove from Englewood on River Road to get to Exit 191 on I-75 to head north and made it. The road was underwater for 4 miles or so and took me close to an hour to get to I-75, the road was full of cars all attempting to leave.

McCall Road 776 in Englewood was closed as you headed north to Venice due to flooding yesterday at 4:30 PM

Going south was not an option since I-75 was unavailable at the Exits in Northport.

I thank everyone who gave me and my wife a "thumbs-up" from my prior post, I truly appreciate the kindness, thank you.

Sounds like he got caught in a squeeze between a flooded river and a surge that prevented the river from discharging. That’s probably why it happened so quickly.
What was his elevation?
My friends are about 8 mi up river from Ft Meyers Beach and got water in the garage but none in the house. My wife is down there now dropping off supplies to them, just talked to her and she said the house looks great, but his rental homes on the same street flooded. (Older pre Andrew construction.)

I’m not doubting the devastation a surge brings, just trying to understand how far they can push inland without a river adding to the volume.

I had lunch today at a waterfront restaurant, manager told us she has been there 25 years. ONE out of the dozen or so storms she has had in the area flooded the restaurant, it came out of the west (most east coast hurricanes come from the east side) and that was the one that flooded the restaurant. So not sure there is any rhyme or reason to it.

She agreed with my theory on people (workers) just packing up and moving on. If their home/job is gone and they can move 1-2 hours away and start over they can be making money next weekend vs living through hell for a year or longer. Her husband runs a charter boat, she said engine rebuilds/repowers can break the charter financially so forget about it if the boat is heavily damaged and 1/2 mile up on land especially if you don't know when your next booking will be. Those guys will take the insurance money and cash out.

Definitely make ya think twice about living on a barrier island. Actually just the traffic in the winter would wear you out. My cousin is on the bayside of Longboat Key, he told me if he weren’t retired it wouldn’t be doable considering time it takes to get on and off the key in the season.

Our conversation might have got twisted here with the escrow thing, he did not have his money put into a bank escrow acct by any means
He owned a house he inherited from his grandparents, 2200 square foot or so. He called his agent and asked what he could do to get the premium lower, the agent told him he had "replacement insurance' and that he would get XXX dollars based on square footage (maybe im wrong there, was in about 2002/2004) if there was a total loss and that going to ACV/market value would only take his premium down from 1100 a year to like just over 1000 and would be a mistake (houses in neighbor hood were worth 35,000 to 60,000). The house was a total loss when it had a natural gas explosion/fire. He thought he was gonna get a check for like 55, 60,000, met with adjuster at office to settle claim, he says (I wasnt there) they handed him a check for about 230,000$ and said at 129$ or whatever a square foot to replace it, this was 80% and IF he actually built a new house (place was close to a ghetto) they would pay the 20% difference but he had to actually replace the house. The place was being rented at time, luckily he had informed the agent he was going to be renting it who told him they will NOT write rental policy's for replacement cost and wont write new policy's for rentals period (in the city limits/high arson rate) but since he/his grandparents had continuous coverage they would continue to insure it. I did see the check. but the rest I'm only going on what he told me. I had same insurance agency at time and same under writer, Cincinnati insurance. The first thing I did when I heard this whole thing was CALL my agent and ask him if I had a total loss, would I be getting market value/acv or replacement cost? My current insurance these days just says like 385,000 structure and 180,000 contents or something like that ,not limited to the depressed market value.like those stuck in Saginaw

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Thought this was interesting. Not sure who labeled the map but I’m looking at the water