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Looks like Geico is boning me compared to those numbers. !
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I'm not up on current insurance, but at first blush, it seems high, but that is one SWEET 30 year old boat, looks like new! Congratulations on such a nice survivor find!
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Open87 - you might check with Progressive when it comes time to renew. I'm only paying $350 per year for similar coverages...
https://cimg2.ibsrv.net/gimg/www.off...f490326dfa.jpg |
Originally Posted by open87
(Post 4856834)
I picked up a Cobalt 198 with a 350/ 2barrel duo/prop 2 years ago. Super clean to have a tag and go by myself. . Agreed hull value 10k, 3k on trailer ,1k personal ,100k /each person liability, 100k fuel/spill etc and 3k tow. Was $421 , then last year went up to $468 and just got renew and now $560. Thats almost 35% in 2 years.
I know to many on here those numbers are missing a few zero's . I am tired of getting nailed in the azz with insurance. Between auto, home life, boat it is getting ridiculous!!!!! Health insurance....what health insurance. What's that??? .... Sarc/ Rant of not sure where 35% came in |
Originally Posted by Jupiter Sunsation
(Post 4856884)
421/560 = .75178 minus 1 = 24.8%
not sure where 35% came in $421+147.35 = $568.35 There is a $9 difference so yeah 33% NOT 35% my bad. Never claimed to be a Mathematician at MIT. |
Originally Posted by HEMTT
(Post 4856875)
I'm not up on current insurance, but at first blush, it seems high, but that is one SWEET 30 year old boat, looks like new! Congratulations on such a nice survivor find!
Did put new flooring overlay , gauges, stainless top, new set of props and small stereo set up . |
Originally Posted by Jupiter Sunsation
(Post 4856884)
421/560 = .75178 minus 1 = 24.8%
not sure where 35% came in $560 to $421 is a 24.8% decrease |
In 8 years my insurance doubled on the same boat and i got no claim in... 25 years! From 900 to 1800 last year for 55k coverage snd 2M liability...so doubled on a small 55k vs real value and 5 k deductible
does not make any sense to me... |
Dam man . That sucks .
like my home . its way underinsured now with average price $200 a sq ft in area today and if it burned to the ground today I’d only be able to re build half because it’s real value is no where near 200 , more like 95 and that’s what it’s insured for . Was quoted like 8k to bring up to that 200 mark plus stupid high deductible. Yes I am South of 1-10 ( which all insurance says high risk) but at what point do you say F it .? Interesting times we are in . |
Originally Posted by open87
(Post 4856950)
Interesting times we are in . Bought a 10-pack of female connectors for my boat speaker project. 16gauge, very small connectors at Advance yesterday - $8 Bucks!!! Stopped at chipotle last week and got a steak bowl (no chips and just a complimentary water) $17 dollars!! Put $217 in the truck yesterday and felt like I was getting away with a good deal. It's really crazy.... I'll be interested, now that you've brought it up, to see what my renewal is this year |
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