I'm locked in
 

Just locked in our mortgage rate! We are at 5.62% for 25 yrs!!!
....and that's for a construction loan. I'm sure some of you guys can get lower in your area, but for a local bank in my small town. :crazy: :crazy:

Hated to sell the boat, :mad: but looks like it will be worth it for this year. BN, thanks in advance for the invite this summer ;)

.......Off to the architects we go!!!!!!!!!!!! Hope this goes as planned :rolleyes: :rolleyes:

congrats.
Hope the ooutdoor jacuzzi is big enough for everyone besides your wife and I.

is this your idea for a tub???

or is this your idea

Did I hear invite:confused: No problem!:D

Congrats on the int. rate!!

Thanks Brian!! I knew I could count on my friends that still own a boat.
- I believe we drink the same brand of beer and I can run a gas pump ;)


Thanks for your support jb. Good luck with your new build as well.
:eureka: As for the hot tub............I have a watering hole I was gunna dig out! :D

Not too shabby.
Just this morning I locked into a 5 year ARM for 103% at 4.875% with NO POINTS!!!

It's not what you know...

I just refied at 5.375 for 15yrs. no points.

I just locked @ 5.0375 for 15 yr, No points also! Awaiting the paperwork now.
MD

Me too
 

I was locked up for 2 years, a terrible case of mistaken idenity, now I'm free, can't believe someone else out there looks as good as me.:p

WONDERFUL!! BOA? :eureka:

We locked then just closed on 12/31 just in time for rates to slip again. 5.125% 7/23 balloon still isn't too bad. Of course you folks in states that let you do things like cash out(without getting buried) and > 80% finance have it lucky! You can get pretty creative.

By the way, we refied the boat too. Our bank is doing a 6.5% rate (6.25% on >$50k) and a $100 refi fee which they never collected. Wasn't a huge savings but a savings from almost 8% none-the-less. Suntrust is the bank. However, most of you would have to under prop big time to "technically" be eligible. :D Check the fine print.....

Damn, you guys are smoking me, man I just locked in 5 7/8 15 fixed no points or re-fi charges. Will save me about $200+ a few each month. Dad just got a 5 year arm @ 5 flat.