Like Tree0Likes

OT: Do you take American Express??

Old 10-16-2003, 07:05 AM
Thread Starter
Scott B's Avatar
Join Date: Dec 2000
Location: Slightly North of Cuba
My Boats: Donzi Criterion SS, X-18 , 16 OB, Z-235, F-14, Magnum Missile
Posts: 2,914
Thumbs down OT: Do you take American Express??

We no longer do...

Customer comes in last month. Charges 2800 bucks worth of new tools on her Amex. We photocopy her drivers license and the card, both of which match. Run card through the machine, get an authorization #.

3 weeks later, we get hit with a chargeback from Amex. They claim fraud, card # is some guy in Tx. We fax ID etc. to them, they say we are responsible, no recourse. Turns out they offer no protection for fraud. We used to spend a lot of money with them for fee's etc, that came to a screeching halt yesterday..

Merchants beware..

Scott B
Scott B is offline  
Reply With Quote
Old 10-16-2003, 07:22 AM
Offshore Addiction
Posts: n/a

dont take it here either,or even use it myself anymore...they suck!
Reply With Quote
Old 10-16-2003, 07:24 AM
Auto Sales & Leasing
Platinum Member
Rocky Dell's Avatar
Join Date: Jul 2002
Location: West Chester, PA
Posts: 674

Unfortunately, I have to accept AMEX or I would lose a ton of business. The car rental business relies on credit cards. No credit car. AMEX charges me the most in fees. I would drop them in a minute if I could.
Rocky Dell is offline  
Reply With Quote
Old 10-16-2003, 07:26 AM
Turbojack's Avatar
Join Date: Sep 2001
Location: Houston, TX, USA
My Boats: 2003 Eliminator 30' Daytona
Posts: 2,285

I have a amx card. When ever I make a big purchase or am out of my normal area they call & confirm that I made the purchase. Most times I get the call within Hrs or next day.

It was a fake card? Had a good number but everthing else was wrong? I guess her ID was fake also. Good one to call the cops on. If she did it to you she has done it to other people also. At least you have her picture.
Turbojack is offline  
Reply With Quote
Old 10-16-2003, 09:41 AM
Platinum Member
Platinum Member
mcollinstn's Avatar
Join Date: Sep 2001
Location: tn
My Boats: 1991 F311SR1
Posts: 5,491

Wife takes Amex for her home decor biz. Most tickets are under $300, and almost all clients are local. Haven't had any probs there.

She swipes 3 Amex's to every one MC or Visa.

At craft fairs/trade shows, she gets more debit card biz.

If I am buying something, I'll always use Amex if it is accepted. Rewards points! I'm a rewards points junkie.
I've got around 450,000 of them by last count.
mcollinstn is offline  
Reply With Quote
Old 10-16-2003, 10:06 AM
VIP Member
VIP Member
Join Date: Feb 2001
Location: Chicago IL USA
My Boats: lLA Marine 32 cat worlds fastest
Posts: 793

We take AMEX and every other card. My experience has always been that the merchant pays. I have never won a dispute. No matter how much documentation I submit. Even when the customer is obviously committing fraud. They automatically take the cardmembers side. SQ
Driver Team DVC S12 Super Stock
Offically certified fastest Super Stock raceboat. SBIP rules APBA U.I.M. attended/certified Kilo's 8/04 and again 8/05
8/07 119.14 MPH Worlds Fastest Super Stock
Orders for 08' DVC hulls now being taken.
stevequick is offline  
Reply With Quote
Old 10-16-2003, 11:29 AM
Doller Offshore
Posts: n/a

We have stopped taking it, but AMEX states that if the card is present and swipped at your location, and ID verified, you are covered. I would fight that bigtime.
I have both lost and won with AMEX..good luck.
Reply With Quote
Old 10-16-2003, 11:47 AM
Join Date: Feb 2001
Location: houston tx
Posts: 935

I had a customer deny a 10k charge. I closed the account so they couldnt take the monies out.

I opened an account just for credit cards, and keep no monies in it.

yahoo is offline  
Reply With Quote
Old 10-16-2003, 11:51 AM
HyperBaja's Avatar
Join Date: Sep 2002
Location: Lewis Center, Ohio
My Boats: 1990 Baja 190 DSR
Posts: 3,606

I have a National City Visa Debit card....for some reason wont work on the internet sales? Any ideas?

Also have never accepted an AMX card.

Another thing...How many people do you actually have check your ID when using a cc? I have had one since june, done around 2,000$ worth of use so far. That was for a 1.34$ coke (didnt have pepsi ) I had a 1200$ charge, and they didnt check my ID.

Last edited by HyperBaja; 10-16-2003 at 11:54 AM.
HyperBaja is offline  
Reply With Quote
Old 10-16-2003, 01:21 PM
Gold Member
ChrisK's Avatar
Join Date: Nov 2001
Location: Orlando
My Boats: Boatless... Damn...
Posts: 4,477

hyper a debt card is not exactly like a CC ... some places will not take just a debt card.
ChrisK is offline  
Reply With Quote

Related Topics
Thread Starter
Last Post
05-03-2004 03:47 PM
02-09-2004 11:45 AM
General Boating Discussion
03-22-2003 01:01 PM
General Boating Discussion
03-21-2002 01:33 PM

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

All times are GMT -5. The time now is 03:07 AM.

Copyright 2011 OffShoreOnly. All rights reserved.