Like Tree0Likes

Boat insurance

Reply
Old 03-10-2004, 10:34 PM
  #21
Platinum Member
Platinum Member
 
CAP071's Avatar
 
Join Date: Jul 2001
Location: USA
Posts: 16,430
Default

I'm 33 years old never had any claim boat, house, car and I can't get any cheap rates. all I want is $1500 on a 2002 32 sunsation and I'm in.

NOT 3,000K
CAP071 is offline  
Reply With Quote
Old 03-10-2004, 10:42 PM
  #22
Registered
 
Downtown42's Avatar
 
Join Date: Nov 2003
Location: 1 Flu Ovr KuKos Nest-WI
My Boats: 2005 42' Fountain SOLD
Posts: 9,950
Default

Sounds fair to me. I'll insure you!! Dave's swifty ins co.
Downtown42 is offline  
Reply With Quote
Old 03-10-2004, 10:43 PM
  #23
Registered
 
Downtown42's Avatar
 
Join Date: Nov 2003
Location: 1 Flu Ovr KuKos Nest-WI
My Boats: 2005 42' Fountain SOLD
Posts: 9,950
Default

Maybe it is the rough and tumble town of Philly. Don't you guys have the toughest crowd fans?
Downtown42 is offline  
Reply With Quote
Old 03-10-2004, 11:13 PM
  #24
Registered
 
excursion's Avatar
 
Join Date: Mar 2002
Location: Richmond Va
My Boats: 2006 Sonic 32 CC Sport
Posts: 2,274
Default

I have had 6 boats in the past with SF and they didnt want to write the 32 I had and the 37 but as my agent told me, it is all in the numbers. I have my personal and business policys with him and if they would not write it I was going to take all my policys somewhere else.
I have a total of 11 policys including life, house, cars, personal, boats, and summer home.

Basically power in numbers.
excursion is offline  
Reply With Quote
Old 03-10-2004, 11:28 PM
  #25
Registered
 
buck183's Avatar
 
Join Date: Dec 2001
Location: Siloam Springs, Ar.
My Boats: 1989 Cigarette Bullet
Posts: 4,655
Default

Quote:
Originally posted by CAP071
I'm 33 years old never had any claim boat, house, car and I can't get any cheap rates. all I want is $1500 on a 2002 32 sunsation and I'm in.

NOT 3,000K
Hey CAP,

Just for giggles, PM me the info on your boat. Year, engines, value and so on. I'll have my agent quote it like I'm buying it. I'd be interested to see what it would be.

He does it for me all the time.

Buck
buck183 is offline  
Reply With Quote
Old 03-10-2004, 11:28 PM
  #26
Registered
 
Join Date: Aug 2003
My Boats: 1998 Active Thunder Tantrum
Posts: 288
Default

I'm running a 25 active thunder with a 500 hp. My insurance is through state farm and I'm paying $460 / yr covered for 45,000.
I can run any ware any place any time.

I can't believe that there is that much of a difference between agencies.
As said it's how bad that they want your business.
Active Mike is offline  
Reply With Quote
Old 03-10-2004, 11:50 PM
  #27
Rough Seas Lie Ahead
Gold Member
 
Reckless32's Avatar
 
Join Date: Feb 2002
Location: Virginia Beach, VA
Posts: 2,465
Default

It's the KIND of policy as well. A lot of folks are qouted "yacht" policy's vice recreational boater policy's which are always more expensive and the deductibles are a percentage of boat value vice say $500 per occurence. Most companies that are considered non-friendly powerboat policy writers won't take outsiders who want just the boat underwrote. But if you are dumping a bum-load of money in several policy's it's worth their while to write you...
Reckless32 is offline  
Reply With Quote
Old 03-19-2004, 09:23 PM
  #28
Registered
 
buck183's Avatar
 
Join Date: Dec 2001
Location: Siloam Springs, Ar.
My Boats: 1989 Cigarette Bullet
Posts: 4,655
Default

FYI,

I got a quote for CAP071 on the 32' Sunsation Dominator he is looking at. The best quote he had to date was $1,500. I got a quote from my State Farm agent on his boat for $712 annually.

I don't understand why your agents aren't taking better care of you guys than this.

Buck
buck183 is offline  
Reply With Quote
Old 03-19-2004, 09:46 PM
  #29
Platinum Member
Platinum Member
 
CAP071's Avatar
 
Join Date: Jul 2001
Location: USA
Posts: 16,430
Default

I was told however if you read the policys they are NOT all apples to apples. Many are lower coverage for everything from deaths, boat recovery, and everything else. ??? Never really read the policys in and out.
CAP071 is offline  
Reply With Quote
Old 03-19-2004, 10:09 PM
  #30
Registered
 
buck183's Avatar
 
Join Date: Dec 2001
Location: Siloam Springs, Ar.
My Boats: 1989 Cigarette Bullet
Posts: 4,655
Default

Quote:
Originally posted by formulaz583
My agent wrote me. The State Farm Underwriters turned it down. Unless the agent is telling fibs to the underwriters, State Farm isn't gonna cover a high Performance Boat.
My agent has full knowledge of the type of boat/boats that I own. At my request he even filled out a form for me that states they are aware of the type of boat I own so there is no confusion on this subject.

Nothing hidden here.

Buck
buck183 is offline  
Reply With Quote
Reply

Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
razor1115
Insurance and Finance
10
03-01-2007 02:10 PM
rssteiny
General Boating Discussion
9
03-22-2006 07:50 AM
jaybird
General Boating Discussion
8
09-28-2004 09:15 PM
ActiveThunderTodd
General Boating Discussion
27
07-24-2003 11:48 PM
docmanrich37
General Boating Discussion
5
07-15-2003 05:59 PM



Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On



All times are GMT -5. The time now is 09:38 PM.


Copyright 2011 OffShoreOnly. All rights reserved.