View Poll Results: What do you pay for insurance ?
$500 to $1000
200
35.52%
$1000 to $1500
100
17.76%
$1500 to $2000
75
13.32%
$2000 to $2500
55
9.77%
$3000 to $4000
60
10.66%
$4000 and over
73
12.97%
Voters: 563. You may not vote on this poll

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What Do You Pay For your boat Insurance ?

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Old 06-13-2006, 08:46 PM
  #161
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Default Re: What Do You Pay For your boat Insurance ?

2 F'n much!!
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Old 06-13-2006, 09:30 PM
  #162
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Default Re: What Do You Pay For your boat Insurance ?

Quote:
Originally Posted by CAP071
I wonder if the blue 525 is much higher then say a 496 HO
the answer I got was yes! if its over 500hp you gotta pay
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Old 06-13-2006, 09:56 PM
  #163
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Default Re: What Do You Pay For your boat Insurance ?

5250.00/yr with an 8 month layup, 11k deductable. 37 Outerlimits Quadstep, w/twin 1000hp.
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Old 06-13-2006, 10:40 PM
  #164
BL6
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Default Re: What Do You Pay For your boat Insurance ?

What do you guys think premiums will be in 3-4 years. Will they level out somewhat, or be cost prohibitive?

Currently boatless so 0, last boat was paid for, so I lived dangerously w/o insur. Prior boat ran 525's and insur. was jumping 20-30% Each renewal. Next boat is gonna make me think twice about buying when I price insur.

By the way I think many firms look at highway speeding tickets as an opportunity to upcharge on boat coverage.
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Old 06-14-2006, 08:35 AM
  #165
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Default Re: What Do You Pay For your boat Insurance ?

State farm just dropped my policy so now im on the hunt for insurance in south Florida, No one wants to write a boat policy, they lost their azz with Wilma last year now I cant even GET insurance.
GRRRRRRRR
Might have to register the boat at my mother in laws house in PA and have it provisioned to come to florida. Sy quoted me 7 grand a year for 80K of coverage.
Can I get a HELL NO?
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Old 06-14-2006, 08:42 AM
  #166
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Default Re: What Do You Pay For your boat Insurance ?

Quote:
Originally Posted by Jayl13
State farm just dropped my policy so now im on the hunt for insurance in south Florida, No one wants to write a boat policy, they lost their azz with Wilma last year now I cant even GET insurance.
GRRRRRRRR
Might have to register the boat at my mother in laws house in PA and have it provisioned to come to florida. Sy quoted me 7 grand a year for 80K of coverage.
Can I get a HELL NO?
I live in Florida and got it insurance from John Campbell at Alliance Marine in Ft. Lauderdale ( 1-800-441-7755). I paid $8300 a year for a 2005 Fountain 47 Lighting with triple 525s. Give him a call he was great to deal with. Tell him Mike from Apollo Beach sent you over and tell him I said hello.
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Old 06-14-2006, 09:05 AM
  #167
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Default Re: What Do You Pay For your boat Insurance ?

Ill try, Thanks Mike!
Atlas just called, they want 3935 a year for the Apache.
Thats a possibility.
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Old 06-14-2006, 01:33 PM
  #168
Joe
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Default Re: What Do You Pay For your boat Insurance ?

Quote:
Originally Posted by DRIVEN1
I live in Florida and got it insurance from John Campbell at Alliance Marine in Ft. Lauderdale ( 1-800-441-7755). I paid $8300 a year for a 2005 Fountain 47 Lighting with triple 525s. Give him a call he was great to deal with. Tell him Mike from Apollo Beach sent you over and tell him I said hello.
Mark,

What is your coverage/deductible etc...?
Does it include wind, offshore, lay-up etc...?
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Old 06-14-2006, 05:12 PM
  #169
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Default Re: What Do You Pay For your boat Insurance ?

Maybe during the next storm more people will either take the boat with them or secure it better.


I heard at the Miami Boat Show most people who lived in Fla. were walking around with ins checks looking to buy a new boat because theirs was totaled by the ins co.


Someone has to pay for all those new boats
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Old 06-14-2006, 09:35 PM
  #170
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Default Re: What Do You Pay For your boat Insurance ?

WOW! I can not believe what everyone here is paying for insurance. I pay $325 per year for a 91 Formula 311 with twin 500HP's. The boat is rated at 70 mph, with a deductibe of $1000.00 and a 6 month lay-up period. I do have a home and 2 automobiles on the same policy which helps.
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