Boat Financing
So, who are the major players these days with the best rates?
Any recent experiences to rave about? :) |
Re: Boat Financing
Newcoast Financial Service
Jodi Brandon Toll Free 866-639-2627 Direct Cell 949-933-4573 Better than anyone I heve delt with in the past. Tell her you got her # here. MD |
Re: Boat Financing
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Re: Boat Financing
Our rates TODAY (not last month) and without any BS points. Dealers can often do better because you are buying down the rate you pay in the price you pay for the boat.
$75K-$199K 5.99% -you can take off .25% from the rate for 720+ beacon score $200K + 5.75% minus the above deductions AND if you are 750+ beacon take off another .25% for the best rate today of 5.25% Rates good for 180 months up to 100K and over 100 up to 240 months. |
Re: Boat Financing
Originally Posted by Baja Daze
So, who are the major players these days with the best rates?
Any recent experiences to rave about? :) Nick, Did you find something you like yet ??? |
Re: Boat Financing
Friday I just got 5.48% from Essex for 15 years 50K
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Re: Boat Financing
Originally Posted by OTIS311
Nick, Did you find something you like yet ???
Now I need to start getting financing together so that I can make the best deal. Gotta move mine first, or trade it... Thanks for the info, guys! :) |
Re: Boat Financing
Who's that with, Von Bongo?
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Re: Boat Financing
Originally Posted by CAP071
Friday I just got 5.48% from Essex for 15 years 50K
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Re: Boat Financing
I sent people to Essex for a long time. I have found that the service (After the fact) is better at NewCoast.
Jodi actually knows offshore boats, delivery options and understands the documentation process. |
Re: Boat Financing
Originally Posted by Baja Daze
Who's that with, Von Bongo?
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Re: Boat Financing
doin a deal now w/ brokaw out of ft laud...4.5 fix for 3yrs 20am schedule
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Re: Boat Financing
Well Nick, since I already owe you two beers, and possibly four, there's at least six bucks towards the new ride....Russ
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Re: Boat Financing
4.85% at essex 1 month ago. That was for a 15 year term.
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Re: Boat Financing
More thanks, guys! Looks like there are some good options here! :)
Russ, that's a start alright! That should be enough for down pmt! :D ;) |
Re: Boat Financing
I'm going to give some of these other players a try as well..I've been approved by one lender but at a 3% orig fee and another lender, First Commercial Corp., wouldn't touch it.. I have a 770 beacon and they denied me without any real reason.. Steer clear of them...They're misleading and very unprofessional..They advertise a lot and brag on their 45 years in business but it's hard for me to believe they've survived this long...
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Re: Boat Financing
Kenny in FL set us up like no tomorrow on the Tiger, excellent service thru and thru.
954-941-1514 |
Re: Boat Financing
I ended up choosing Harris.
Robin is super nice, I got an answer in less than two hours(on a Friday :) ) and the rate was very competitive. |
Re: Boat Financing
Originally Posted by Baja Daze
I ended up choosing Harris.
Robin is super nice, I got an answer in less than two hours(on a Friday :) ) and the rate was very competitive. Just getting pre-approved or did you find something that you liked ?? |
Re: Boat Financing
Nick, you are the 3rd person I have referred her way in 3 weeks. All have come back with great results.
Thanks Adam/Thunder32 for sending ME her way. |
Re: Boat Financing
Originally Posted by OTIS311
Just getting pre-approved or did you find something that you liked ??
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Re: Boat Financing
uh oh
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Re: Boat Financing
Originally Posted by Baja Daze
Call me tonight if you have a chance.
Ok pm me your phone ## or call my cell 518 361-0811 I m in the firehouse today. If I dont answer Ill call back as soon as I get a chance |
Re: Boat Financing/ Boat Loans
I haven't put a post up for a while and I had the pleasure of talking to one of the members today! So here I am!
I've got a fantastic deal going on right now for a purchase or refi on boats 20 years old or newer. The rate of 4.9% is available for financing of $100k or more. This bank is okay with high performance (RARE), but they do like high credit scores. If you are at 675 or higher (credit score - if you don't know, don't worry!) it would be worth your while to give me a call. Payment on $100k at the 4.9% is $655 per month. That's fully amortized over 20 years. That bank is having specials on smaller deals, too... call me! They are very competitive right now. Also, I am also more than happy to talk to anyone about what is involved and what is required when financing a boat. Call me! Thanks! Jodi Brandon Newcoast Financial Services [email protected] 949-933-4573 |
Re: Boat Financing
Nick.
Contact Dave P He is a big shot @ Essex now |
Re: Boat Financing
BAJABOB IS HOLDING OUT ON HIS SOURCE.I found out he did his through with the AMERICAN KENNEL CLUB(THEY DO A GREAT JOB ON DOG FINANCING). :D :D
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Re: Boat Financing
We just financed an Outerlimits for $210k at a great rate and great term.
Plus we have no payments for 90 days and 25/30yr terms on $250k or more! [email protected] |
Re: Boat Financing
I just re-financed my boat with Bank of The West. 5.2% fixed, 20 years, no points or costs. Easy to deal with! Bank of The west is the parent Company of Essex. Good Luck, I can't beleive that they can lock in a rate like this for 20 years! Of course, who keeps a boat that long?
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Re: Boat Financing
Todays rates are:
40-74,999 5.79% for 180 mo 75-99,999 5.25% for 180 mo 100-199,999 5.25 for 240 mo and above 200K 4.99 for 240 mo. Mike Alford Central Bank 1-877-456-3114 [email protected] |
Re: Boat Financing
Just imagine...............240 x $$$..............THAT'S 20 YEARS!!!
I know, one can always bail out one way or another. :eek: :rolleyes: |
Re: Boat Financing
Originally Posted by Von Bongo
Todays rates are:
40-74,999 5.79% for 180 mo 75-99,999 5.25% for 180 mo 100-199,999 5.25 for 240 mo and above 200K 4.99 for 240 mo. Mike Alford Central Bank 1-877-456-3114 [email protected] |
Re: Boat Financing
Costs just as much time and effort to make a loan, service it , follow up for insurance, post payments, send tax statements and so on for a $10,000 loan as it does for a loan of $100,000.
Look at it as a volume discount. |
Re: Boat Financing
I like volume discounts :D :D
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Re: Boat Financing
Good Info!
I'll call you Monday, Jodi. |
Re: Boat Financing
Here's a financing tip: Buy a boat for which you can pay cash or find a hobby you can afford without going into debt.
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Re: Boat Financing
Originally Posted by CAP071
Friday I just got 5.48% from Essex for 15 years 50K
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Re: Boat Financing
Originally Posted by Baja Daze
So, who are the major players these days with the best rates?
:) |
Re: Boat Financing
Can anyone finance a Canadian? Not a lot of lenders that I have spoken with over here that like to finance a boat longer than 7 years. That can make payments quite large!
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Re: Boat Financing
Originally Posted by kitten
:eek: Do a Home Equity Line at 4.25% and it's deductible!!!
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Re: Boat Financing
Originally Posted by kitten
:eek: Do a Home Equity Line at 4.25% and it's deductible!!!
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