I am shopping around for insurance for a boat that I dont have yet


Anyway..just for sh!ts and giggles I called my isnurance company (State Farm) and gave them a few different examples of boats that I wanted quotes on. Currently they have my 28 classified as a 600hp runnabout that has a tops speed of 50 there was no classifiacation for high performance..although the underwriters know exactly what kind of boat it is.

So I start giving her an example and for starters...runabout will have to be used again as the classification and their computer wont doesnt have enough spaces to enter more than a 3 digit horsepower then my agent flipped out when I told her a top speed of 75mph... at this point I have my agent so lost and confuzed that she cant even bein to give me a quote


So my question to all of you running boats with a thousand or more horseys with speeds of 70 or more....who are you using for insurance and are you pleased with them??

I used to use Worldwide but found a tad more value (same money) with Total.
I would shop them both and let them quote against each other. The reason I used them was that if I needed to put in a real claim there would be no hassle they specialize in HP boat insurance NOT your flooded basement.
Try putting in a real claim (replacement or liability) with your $300.00 a year State Farm policy it's not going to happen.

I just finished shopping around for Top Gun w/ twin 1000hp going 100mph....best quote was Sy Goldberg at Total Doller ....also, it is the most coverage.....beat everyone else by over 25%.....good luck

you guys wouldnt happen to have a phone number for Total Dollar would you?

Use Sy on our 05 Lightning...Great guy, great quote, here is his number (845) 356-7251

I had good luck with Reese Scott of International Marine Insurance Services 1-800-541-4647.

When you do reach him talk verry slow he getting up there in age and somtimes forgets things also pass a message to him for me , tell him we don't want his kind in our neighbor hood.

Total Dollar is out of the question, the boats I am looking at are older than 10 years CRAP!

Our boat is a 1991 and Sy said he would insure it.

LS JR.

I still function well for an old man as BOB(BrokenOld Boat) will find out at renewal time.I will insure some boats older than 10 years on a case by case basis.