Like Tree0Likes

LOW RATES ON BOAT LOANS AND REFI's

Reply
Old 12-06-2004, 10:20 PM
  #11
Registered
Thread Starter
 
Join Date: Jul 2002
Location: Palm Beach Gardens, FL
My Boats: 78' Garlington Sportfish
Posts: 18
Default Re: LOW RATES ON BOAT LOANS AND REFI's

Hey, that's the point, now isn't it??
Let's get the economy rollin' and get you guys some low rates while they are low!!

Also, when shopping for a loan, make sure you ask what the closing costs and fees are. We have none. And be careful for broad generalizations. I am talking about financing for high performance boats. Period. I can get you a lower rate on a trawler or a sport fisher, but as far as high performance, we've got the lowest!
moneygirl is offline  
Reply With Quote
Old 12-06-2004, 11:03 PM
  #12
Registered
 
DaveP's Avatar
 
Join Date: Oct 2000
Location: Toms River, NJ
My Boats: 2004 36 Concept
Posts: 2,740
Default Re: LOW RATES ON BOAT LOANS AND REFI's

Quote:
Originally Posted by moneygirl
as far as high performance, we've got the lowest!
How can you make false statements like that Jodi?

TRUTH in Lending: Alot of Marine Finance Companies utilize the same banks and have the same or similar programs. Including Newcoast, Scott, Essex, Trident, etc....

Folks - I would say not only service but TRUST and HONESTY should also be a key factor in chosing whom you do business with.

4.99% fixed, Hi Performance, 20yrs - YUP! I can do that
DaveP is offline  
Reply With Quote
Old 12-06-2004, 11:10 PM
  #13
Registered
Thread Starter
 
Join Date: Jul 2002
Location: Palm Beach Gardens, FL
My Boats: 78' Garlington Sportfish
Posts: 18
Default Re: LOW RATES ON BOAT LOANS AND REFI's

Dave, I am not going to indulge you in this.
I have not said anything dishonest or untruthful. Most lenders do share similar programs, but we DO have exclusive lenders AND special pricing. You suggesting I am trying to be dishonest is ridiculous. Here is an example: one of my exclusive lenders was able to finance 2003 Fountain 42 with twin 1100's. with just over 15% down. The loan amount was $320k. The deal went to every major finance company before coming to me. This is a deal NO ONE else could get done.
I won't argue with you on this anymore.
To the OSO members, please contact me if you are interested. I will be happy to let you choose for yourself who you find more reasonable to work with. Thanks.

Last edited by moneygirl; 12-06-2004 at 11:22 PM.
moneygirl is offline  
Reply With Quote
Old 12-06-2004, 11:20 PM
  #14
Registered
 
DaveP's Avatar
 
Join Date: Oct 2000
Location: Toms River, NJ
My Boats: 2004 36 Concept
Posts: 2,740
Default Re: LOW RATES ON BOAT LOANS AND REFI's

Quote:
Originally Posted by moneygirl
we DO have exclusive lenders AND special pricing
And so do many others including you, me and alot of other people. To say you have the best rates - better than anyone else is incorrect...period.
DaveP is offline  
Reply With Quote
Old 12-06-2004, 11:55 PM
  #15
Registered
 
bikinilover's Avatar
 
Join Date: Oct 2002
Location: Haslet, Texas
My Boats: Boatless for know
Posts: 628
Default Re: LOW RATES ON BOAT LOANS AND REFI's

How about I give both of you my info and see who can give me the best deal, or would that be bad for my credit score?
bikinilover is offline  
Reply With Quote
Old 12-07-2004, 12:03 AM
  #16
Registered
 
DaveP's Avatar
 
Join Date: Oct 2000
Location: Toms River, NJ
My Boats: 2004 36 Concept
Posts: 2,740
Default Re: LOW RATES ON BOAT LOANS AND REFI's

That would be fine. A few inquiries on your credit is not a problem. If you were to have in excess of 6 or more within 30 days that would adversly affect your score.
DaveP is offline  
Reply With Quote
Old 12-07-2004, 12:07 AM
  #17
Registered
 
DaveP's Avatar
 
Join Date: Oct 2000
Location: Toms River, NJ
My Boats: 2004 36 Concept
Posts: 2,740
Default Re: LOW RATES ON BOAT LOANS AND REFI's

Please email me your email address and I will forward all of the information to you.

Best regards,
Dave

[email protected] or [email protected]
DaveP is offline  
Reply With Quote
Old 12-07-2004, 12:27 AM
  #18
Steve_H
Guest
 
Posts: n/a
Default Re: LOW RATES ON BOAT LOANS AND REFI's

i may have to go the fixed loan route.
my heloc is climbing every month , currently 4.7% , and i have a feeling its only going to get worse

whats the smallest amout you guys mess with? 25-35k?
 
Reply With Quote
Old 12-07-2004, 12:31 AM
  #19
Registered
Thread Starter
 
Join Date: Jul 2002
Location: Palm Beach Gardens, FL
My Boats: 78' Garlington Sportfish
Posts: 18
Default Re: LOW RATES ON BOAT LOANS AND REFI's

Hey there.
I am not comfortable dinging you if you are shopping around. If Dave can get you done, i may be able to beat his rate and we can go from there. We will each pull at least 2 bureas, so you are then up to 4 - I would hate to jeapordize your score for the sake of .5%. If he can't help you, please let me know and i will be happy to help! Sincerely, jodi
moneygirl is offline  
Reply With Quote
Old 12-07-2004, 12:33 AM
  #20
Registered
Thread Starter
 
Join Date: Jul 2002
Location: Palm Beach Gardens, FL
My Boats: 78' Garlington Sportfish
Posts: 18
Default Re: LOW RATES ON BOAT LOANS AND REFI's

No, I can go as low as you want. The issue becomes rate. The lower the amount you finance, the higher the rate. What $ amount are you looking at?
moneygirl is offline  
Reply With Quote
Reply

Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
26sonic
General Boating Discussion
5
10-01-2004 07:25 PM
impulsive
General Boating Discussion
13
02-06-2004 03:10 PM
Cat-n-Around
General Boating Discussion
0
11-18-2003 07:50 PM
Eric1969
General Boating Discussion
4
04-09-2002 07:37 PM
Horseplay38Cig
General Boating Discussion
11
03-16-2002 04:59 PM



Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On



All times are GMT -5. The time now is 11:38 PM.


Copyright 2011 OffShoreOnly. All rights reserved.