Thanks for all the input guys. I love this websight! So much information passed on to fellow boaters.

Dave P @ essex credit seems to be the favorite around here.

with a score over 700 I got 5.62, for 20 years. It makes an expensive boat affordable the whole team at beacon was awesome, even through closing. everything was followed up on to the last letter. Even got a card in the mail a few days ago from them thanking me for my business.

DAVE P be the MAN , done rite and fast

Just got 5.5% on a used boat loan
Intercoastal Financial Group
Gerald Kratz 1-800-916-0065

If anybody is thinking of buying a boat in the near future it may be smart to submit an application and get your rate locked in. My lenders offer rate locks of between 30 and 60 days and with five major lenders raising rates 1/2 point this week, the others that have not yet raised will not be far behind. [email protected]

Do a search here on OSO for a lot of information.

I hightly recommend Robin Harris at Harris Marine Financing.
www.thedonedeal.com

She is fantastic.

What year and what % down did you use to get the terms?

Finman

Typically under $100,000 banks will finance 90% of the purchase price and tax. Over $100,000 some banks require 15% and others 20%.

It was a 00 Tiger, and they did the full amount no Doc as I'm self employed, had an answer in less than an hour and was closed in 7-10 days. It's all based on your score and your ratios, if its all in line, and you have a score mid 700's you should get a great rate.