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klmken 04-02-2005 06:25 PM

Insurance list of restricted boats
 
Found this surfing today, very interesting to say the least!

http://www.sullivan-sullivan.com/pdf...T_LIST2004.pdf

JnT 04-02-2005 06:43 PM

Re: Insurance list of restricted boats
 
:(

Titan 04-02-2005 06:44 PM

Re: Insurance list of restricted boats
 
I find it hard to believe that Superboat is on the Restircted list. And Progression and Kryptonite are on the Caution list..

Rippem 04-02-2005 06:57 PM

Re: Insurance list of restricted boats
 
what boat isn't on the list? :mad:

Waterfoul 04-02-2005 07:02 PM

Re: Insurance list of restricted boats
 
Seems every manuf. I know of is either a Caution or Restricted.

thisistank 04-02-2005 07:30 PM

Re: Insurance list of restricted boats
 
I call BULLSH!T!! So don't insure with them. I'll tell you right now Bob Luellen hooked me up for 1500 a year (no layup) w/525sc's. Cigarette is supposed to be higher to insure because of the "Cigarette Racing Team" name. Just have to shop around.

Titan 04-02-2005 08:41 PM

Re: Insurance list of restricted boats
 

Originally Posted by thisistank
I call BULLSH!T!! So don't insure with them. I'll tell you right now Bob Luellen hooked me up for 1500 a year (no layup) w/525sc's. Cigarette is supposed to be higher to insure because of the "Cigarette Racing Team" name. Just have to shop around.


Who is your broker? And what value are you insuring? I am shopping insurance know.

Thanks

Titan

Pantera1 04-02-2005 08:57 PM

Re: Insurance list of restricted boats
 
Can someone explai to me what that list represents and who enforces it ??

SeaRay Jim 04-02-2005 09:07 PM

Re: Insurance list of restricted boats
 
Whew......I'm safe! :D

formula31 04-02-2005 09:26 PM

Re: Insurance list of restricted boats
 

Originally Posted by SeaRay Jim
Whew......I'm safe! :D

If either of our insurance companys knew what we have done to our boats, we'd be arrested. LOL

bob 04-02-2005 09:46 PM

Re: Insurance list of restricted boats
 
That list is for American Modern Insurance Co's. Makes sense as they have been out of the high perf business for quite some time.

BigJake 04-02-2005 09:54 PM

Re: Insurance list of restricted boats
 
They won't insure one of them Cigar Powerboats. :D

43. Cigar Powerboats – R
44. Cigarette Racing Team – R
45. Classic Airboats - R
46. Cobra Cat – R

Bigjake

eMotiondriver 04-02-2005 10:09 PM

Re: Insurance list of restricted boats
 

Originally Posted by klmken
Found this surfing today, very interesting to say the least!

http://www.sullivan-sullivan.com/pdf...T_LIST2004.pdf

This is because like many A$$wholes figure after watching a race or even a Go-Fast blow buy, then buy one. Then on there 1st trip kill, hurt or run into something. Or arrange something to happen after they REALIZE **** this is expensive.

:mad:

Nobody in this era has common sense and to them I say PHUCK U numb nut's. You know who you are.... :evilb:

The ones dirnking and ...... :rolleyes: :rolleyes: :rolleyes: :rolleyes:

INDY27 04-02-2005 10:12 PM

Re: Insurance list of restricted boats
 
Who has ever even heard of American Modern Ins. ? I wonder what they do insure, probably not much!

burtandnancy 04-02-2005 10:22 PM

Re: Insurance list of restricted boats
 
Lets see...that leaves Bayliner...

McGary911 04-02-2005 11:01 PM

Re: Insurance list of restricted boats
 
Cigar Powerboats??? WTF is that??? "is that there one of them thar cigar boats?" cigar boat? Glad I only have a Donzi that rates a C :rolleyes:

btw, if there is really a cigar powerboat company, i acknowledge that i'm an ass......

bouyhunter 04-03-2005 07:03 AM

Re: Insurance list of restricted boats
 

Originally Posted by burtandnancy
Lets see...that leaves Bayliner...

Exactly, the cheapest easiest boat to buy at the boat show.
The totally inexperienced boater can buy one of these, insure it just like there car, and then first time on the lake doesn't understand why it doesn't stop like a car, doesn't understand current and wind, slams the boat into the dock (or worse..), and makes an insurance claim.

Don't the Insurance Co's realize that the people that buy performance boats are 99% of the time aware of what they have, and are cautious about it's use and who handles it. I leave the other 1% to the guy's with too much money that should have bought a Bayliner.

blownincome 04-03-2005 07:07 AM

Re: Insurance list of restricted boats
 

Originally Posted by INDY27
Who has ever even heard of American Modern Ins. ? I wonder what they do insure, probably not much!

Pretty Big company actually..

ThirdBird 04-03-2005 07:29 AM

Re: Insurance list of restricted boats
 

Originally Posted by bouyhunter
Exactly, the cheapest easiest boat to buy at the boat show.
The totally inexperienced boater can buy one of these, insure it just like there car, and then first time on the lake doesn't understand why it doesn't stop like a car, doesn't understand current and wind, slams the boat into the dock (or worse..), and makes an insurance claim.

Don't the Insurance Co's realize that the people that buy performance boats are 99% of the time aware of what they have, and are cautious about it's use and who handles it. I leave the other 1% to the guy's with too much money that should have bought a Bayliner.

Amen brother!!!!! There are a few idiots with more bread than brains that buy go-fasts and cause problems. BUT, for the most part, it's inexperienced "Glitzcraft" buyers and water lice that cause most problems and injuries. Not single watercraft on that list :mad: .

If I had 5 bucks for every rivet-nosed, 17 year old punk on a SeaDoo causing problems I could buy MagicFloat's new 353 with 600s and realy cause some problems :D :D :D

bouyhunter 04-03-2005 08:09 AM

Re: Insurance list of restricted boats
 
I used to always have "lake lice" follow me when I left Turtle Island. They would be right on the transom, and I know they could beat me, but they wanted to wake jump.
I always trimmed WAY up, start throwing a rooster tail, and they backed off.
My thought was - Go Ahead, Go for it, but it's gonna hurt!!!
It's just inexperienced Idiots that don't realize what can happen out on the open water.
NO, this is not like driving a car.
NO, you don't park, you have to dock.
YES, wind and current make a difference.
NO, there is no passing lane or median painted on the water.
YES, you are taking out your brand new $20,000 POS, and manuevering around other boats that are $150,000 - $600,000 - without a clue how to operate your new toy.
This isn't to knock everyone that buy's a new boat to get started.
I had a buddy that had a Ski boat, and jumped to a 32' sunsation, on his trial run he nearly hit a concrete pier, and almost ejected both me and my wife - he asked me to take the throttles after that.
Anyone getting into boating needs education - I got mine from the time I was 9 yrs old - by the time I was 11 there were times my Dad was the dockhand (dealing with the lines) and I drove the boat out, and brought her back to the dock, Dad never touched the wheel.
The Insurance thing is killing me...

enticer 04-03-2005 08:25 AM

Re: Insurance list of restricted boats
 

Originally Posted by Rippem
what boat isn't on the list? :mad:

My thoughts also...I don't think they missed any
I want to look again and see if Baja is on there

bouyhunter 04-03-2005 08:28 AM

Re: Insurance list of restricted boats
 
Enticer - sweet ride!!

Wardey 04-03-2005 09:11 AM

Re: Insurance list of restricted boats
 
WooHoo!!!! We scored an "R" !!! Guess that means we are bad asses..... :D Insurance is by far one of the BIGGEST rip offs we have. :mad: Dave

OldSchool 04-03-2005 09:15 AM

Re: Insurance list of restricted boats
 

Originally Posted by eMotiondriver
This is because like many A$$wholes figure after watching a race or even a Go-Fast blow buy, then buy one. Then on there 1st trip kill, hurt or run into something. Or arrange something to happen after they REALIZE **** this is expensive.

:mad:

Nobody in this era has common sense and to them I say PHUCK U numb nut's. You know who you are.... :evilb:

The ones dirnking and ...... :rolleyes: :rolleyes: :rolleyes: :rolleyes:

What are you, the poster child for the miserable peoples association??? ....Or did you just get your insurance bill for a cat????

:eek: :rolleyes: :evilb: :evilb:

CAP071 04-03-2005 09:17 AM

Re: Insurance list of restricted boats
 

Originally Posted by Rippem
what boat isn't on the list? :mad:

Every Cruiser Made :D


Damn that sucks

But I have to totally agree with eMotiondriver, even if his sister dumped me :evilb:

enticer 04-03-2005 09:42 AM

Re: Insurance list of restricted boats
 

Originally Posted by Wardey
WooHoo!!!! We scored an "R" !!! Guess that means we are bad asses..... :D Insurance is by far one of the BIGGEST rip offs we have. :mad: Dave

Fact being ...we don't want to talk about my insurance...since owning a CAT....mine has dropped drastically. Besides someone on the board here, gave me an idea for insurance on the 380........it's $834.00 a year....and this is without lying or cheating to the insurance company

mopower 04-03-2005 10:02 AM

Re: Insurance list of restricted boats
 

Originally Posted by Rippem
what boat isn't on the list? :mad:


I guess Bayliner is a safe insurance risk :rolleyes:

mopower 04-03-2005 10:05 AM

Re: Insurance list of restricted boats
 

Originally Posted by Rippem
what boat isn't on the list? :mad:


I guess Bayliner is a safe insurance risk :rolleyes:

I love insurance companies...If they're not sure THEY will win , they don't want to play. And if they do play , it cost you SO much , you're paying anyway.

burtandnancy 04-03-2005 10:29 AM

Re: Insurance list of restricted boats
 
I just went back and re-read, looking for PWC's, don't know too many names, but didn't see any. Aren't they classified as water craft and subject to all rules and regulations (and insurance) of real boats. And wasn't there just an incident last week of a SeaDoo type running in front of a boat and one rider not weating a life jacket? Are they not responsible for some of the increase of insurance costs? Inquireing minds want to know.

Shore Thing 04-03-2005 10:39 AM

Re: Insurance list of restricted boats
 
I wouldn't hold too much stock in this list. It has chris craft stinger on the caution list and I insure mine through boat US for only $380 a year.

buckknekkid 04-03-2005 02:45 PM

Re: Insurance list of restricted boats
 

Originally Posted by McGary911
Cigar Powerboats??? WTF is that??? "is that there one of them thar cigar boats?" cigar boat? Glad I only have a Donzi that rates a C :rolleyes:

btw, if there is really a cigar powerboat company, i acknowledge that i'm an ass......

there was! Richie somebody, barrel rolled it

Wardey 04-03-2005 03:26 PM

Re: Insurance list of restricted boats
 
I would like to know why Extreme is listed....since there are only (3) pleasure boats ever built !!! And (2) are not on the water yet !!!! :mad: Dave

BradH 04-03-2005 03:31 PM

Re: Insurance list of restricted boats
 
I feel sorry for anyone insured (or who attempted to be insured) by this compay.

This list makes NO sense.

MTI is not on the list.

Concept and HTM are restricted. As a comparison, Contender and Warlock are caution. HUH?

Hackercraft is restricted. They make classic style wooden runabouts- think antique ChrisCraft and GarWood.

Banana, Checkmate, Donzi, Nordic, Powerquest, Scarab, Sunsation, and HALLETT are caution. I'm getting really confused.

Who came up with this list? Is it a result of the number of claims each brand of boat has had? Because some cases don't match value of the boat and its performance level.

Brad.

Pantera1 04-03-2005 10:19 PM

Re: Insurance list of restricted boats
 

Originally Posted by Wardey
I would like to know why Extreme is listed....since there are only (3) pleasure boats ever built !!! And (2) are not on the water yet !!!! :mad: Dave

Could it be another extreme ? the names are kind of vague ..
Could be extreme pontoons or somethin ..I wouldnt put a whole lot of weight on that list

Sean H 04-03-2005 10:21 PM

Re: Insurance list of restricted boats
 
r is a good thing right?

JCPERF 04-03-2005 10:23 PM

Re: Insurance list of restricted boats
 

Originally Posted by Sean H
r is a good thing right?

R is for retard like yourself :evilb:

Sean H 04-03-2005 10:23 PM

Re: Insurance list of restricted boats
 

Originally Posted by JCPERF
R is for retard like yourself :evilb:

that is probably the real reason they don't want to insure me..

JCPERF 04-03-2005 10:26 PM

Re: Insurance list of restricted boats
 
1 Attachment(s)

Originally Posted by Sean H
that is probably the real reason they don't want to insure me..

You run your boat as careful as your car? :evilb:

Risk Taker 04-03-2005 11:40 PM

Re: Insurance list of restricted boats
 
I wouldn't pay too much attention to that list guys.......American Modern has NEVER insured boats that go over 70MPH, and the have been isuring boats for a while.

They never have insured HP boats, and they never will......

timewarp 04-04-2005 12:40 AM

Re: Insurance list of restricted boats
 

Originally Posted by BradH
I feel sorry for anyone insured (or who attempted to be insured) by this compay.

This list makes NO sense.

MTI is not on the list.
Probably because they are a fairly new boat company
Concept and HTM are restricted. As a comparison, Contender and Warlock are caution. HUH?
Concept and HTM only build cats, don't know about contender but Warlock builds cats, V's and even small family Jet boats

Hackercraft is restricted. They make classic style wooden runabouts- think antique ChrisCraft and GarWood.
They make classic style "performance" wooden runabouts

Banana, Checkmate, Donzi, Nordic, Powerquest, Scarab, Sunsation, and HALLETT are caution. I'm getting really confused.
This make sense as they don't want to automatically write a policy on these boats with out looking at power, owners history, etc.
Who came up with this list? Is it a result of the number of claims each brand of boat has had?
Yes it is. Because some cases don't match value of the boat and its performance level.

Brad.

There are only a few true Performance boat insurance companies and American Modern Insurance is not one of them.

Caleb


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