After all that I have read and going back through all of the search material,
The 220 degree oil temp is it after the oil cooler or the pan oil temp?

Before the cooler. Either in the pan or at the remote oil filter pad.

My understanding is that the pan oil will read temps of 260 degrees when running hard and that the 220 degrees should be whats coming from the cooler.
This is why I'm question it.
Where is everyone actually taking their temps that they are seeing 220?