...should this affect insurance either up or down??? I am looking at 30' canopied boat and am starting to research insurance. Yes this boat will be raced yet I don't expect insurance to cover any of that. I do however plan to use this boat as often as possible for rec. and testing. That is what I want the coverage for...just weekend pleasure...

Should I expect any trouble?

What did you ever find out?? I'd like to know as well..

almost 4 years ago. I guess he never got the boat

It does affect coverage but some people still issue policies.

Stacy at Wavezone found me coverage.

I see the post is old... but just an FYI for those interested... You can get insurance on a canopied boat for pleasure use. You will just have to sign off that you acknowledge there is no coverage afforded for racing or speed contests. Poker runs are OK.

check his profile.. he cant stop buying boats