Loan with 633 score
Platinum Member
09-06-2007, 11:02 AM
#6
Registered User
09-06-2007, 07:14 PM
#7
I basically just went on freecreditreport.com and pulled my scores. On July 8th, they were
Experian 582 Equifax 576 Transunion 567
As of Sept 5, they are
Experian 649 Equifax 643 and Transunion 632.
What I did was dispute all the negative accounts, two were totally removed, the rest were updated. Its surprising how much stuff is inaccurate on credit reports. There was credit cards in the past that were my parents not mine, thier mortgage was on my credit at one point, there gas bill, all kinds of stuff that wasnt mine, but because the prior addresses and the fact that I am named after my father may not help. Thier stuff on my credit was in good standing, but it sure made me look as if I had a ton of debt.
Experian 582 Equifax 576 Transunion 567
As of Sept 5, they are
Experian 649 Equifax 643 and Transunion 632.
What I did was dispute all the negative accounts, two were totally removed, the rest were updated. Its surprising how much stuff is inaccurate on credit reports. There was credit cards in the past that were my parents not mine, thier mortgage was on my credit at one point, there gas bill, all kinds of stuff that wasnt mine, but because the prior addresses and the fact that I am named after my father may not help. Thier stuff on my credit was in good standing, but it sure made me look as if I had a ton of debt.
09-06-2007, 07:49 PM
#8
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Join Date: May 2005
Location: Tampa, Florida
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I basically just went on freecreditreport.com and pulled my scores. On July 8th, they were
Experian 582 Equifax 576 Transunion 567
As of Sept 5, they are
Experian 649 Equifax 643 and Transunion 632.
What I did was dispute all the negative accounts, two were totally removed, the rest were updated. Its surprising how much stuff is inaccurate on credit reports. There was credit cards in the past that were my parents not mine, thier mortgage was on my credit at one point, there gas bill, all kinds of stuff that wasnt mine, but because the prior addresses and the fact that I am named after my father may not help. Thier stuff on my credit was in good standing, but it sure made me look as if I had a ton of debt.
Experian 582 Equifax 576 Transunion 567
As of Sept 5, they are
Experian 649 Equifax 643 and Transunion 632.
What I did was dispute all the negative accounts, two were totally removed, the rest were updated. Its surprising how much stuff is inaccurate on credit reports. There was credit cards in the past that were my parents not mine, thier mortgage was on my credit at one point, there gas bill, all kinds of stuff that wasnt mine, but because the prior addresses and the fact that I am named after my father may not help. Thier stuff on my credit was in good standing, but it sure made me look as if I had a ton of debt.
09-07-2007, 05:33 AM
#9
But hey, live and learn.
