I was talking to a boat dealer today and she made a statement that finance compaines aren't doing 20 year loans on performance boats(fountains,Pantera).Has anyone else herd this.

nope, just got one

Not true. I have 1 bank that will consider 20 year terms on loan amounts as low as $50,000 for boats with moderate power and a bank that will do 20 year terms for loan amounts $75,000 and above with any power. The dealer was probably just trying to justify a higher rate than what finance companies could offer and did not want you to shop.