Insurance shopping question
 

When shopping around for best rate, does your credit get checked with each quote?
Concerned about the possibility of too many credit inquiries affecting my credit score.

Thanks,

Kurt

insurance scores and your credit
 

It's too fxxxking cold in MAINE for scores to cross the border.:evilb::evilb:

...ok Sy! See you in Miami next week!


Can someone answer my question?

I don't know this for a fact but I have been told it doesn't affect your score. I think they call it a soft inquiry.............Don't ask what a 'hard' inquiry is:drink:

To Answer your question....

Most High Performance insurance carriers DO NOT check your credit and your rates are not based off of credit. The majority of credit scoring occurs when you shop around with carriers like, Allstate, State Farm, Progressive, AmFam etc.

When they run your insurance score, it is not an actual "hit" or "inquiry" on your credit report or score, so it does not affect your credit score and no one else can observe that someone pulled your insurance score other than you.

I hope this helps.

Stacy Shute
HP Boat Insurance Broker
Wake Zone Marine Insurance Brokerage
Mesa, AZ
480-357-9663

Thanks for the replies!

Sy, I'll see you later this week.

Kurt

Boat Insurance
 

STACY
I am new at this insurance question last year my insurance broker said that HP and Age was a issue can I insure my 21 year old Baja with a new HI HP engine and a new drive for what I have in it, were do I turn.
Thanks Richard Cuny