Had a claim they handled it really great, very good people to work with and it takes alot for me to say that.

My buddy is still dealing with his insurance and his accident was months before mine and they were identical.

was it a life insurance claim ?

To anyone reading this post with more than a single low powered I/O engine... MetLife is not for you.

MetLife + HIGH Performance Boats = No good (MetLife will be the first to tell you they want NOTHING to do with performance boats)

ICDEDPPL - glad to hear you had a pain free claims experience....

Well I have 502 with a blower making 600hp and doing 80mph .. not sure where you get your info.

Yeah but did Met Life know that? OR were they thinking it was a 415 HP 502..........

Hey - I'm not saying you didn't have great coverage or a great experience, I'm glad to hear you did.


As far as.."Get my info?" Answer: "Only years of experience writing performance boat insurance with many different carriers. What I have found over the years is that typcially, captive carriers, such as MetLife, Allstate, State Farm etc., do not allow policies to be written for high performance boats."

SOMETIMES (like your case) captive carriers will cover their client's boats (even high performance) if they have a lot of other policies with them. State Farm often does this. If you got yours through... awesome for you.... doubt many others would have your luck because many others have tried. Count your blessings, thank your lucky stars and don't let your policy lapse because you are one of the lucky few....

I'm not saying your coverage is bad, I was just stating that to all those other performance boat owners that MetLife is not the best suggestion for their insurance needs, in my opinion. Most people need an actual policy that is actually written for a high performance boat. Simple as that.

I called Met 2 days ago for a quote on a 30' boat. I was told they don't write policies on boats that large! We hadn't even gotten to the high performance part yet.....