Home Owner's Insurance
11-04-2009 | 08:39 PM
#1
Thread Starter
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Joined: Jul 2005
Posts: 570
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From: CT
Home Owner's Insurance
Folks, I want to shop around for new home owner's insurance. I was always happy with my current co. (USAA) until this year. Last winter I had to file my very FIRST claim for a flooded basement. My premium for this year went up 50%!!!!!!!!
Not 40, not 45, not 47.........50%!!!!
Anyone working with a co. that they are very happy with? One that they would recommend to family?? One who has been there for them, but who seems to have aggressive rates???
Appreciate any info! Thx.
Not 40, not 45, not 47.........50%!!!!Anyone working with a co. that they are very happy with? One that they would recommend to family?? One who has been there for them, but who seems to have aggressive rates???
Appreciate any info! Thx.
11-05-2009 | 01:41 AM
#2
Charter Member # 55
Joined: Oct 2000
Posts: 20,242
Likes: 2,490
From: Omaha/LOTO
I ahve always been happy with State Farm. They have the best claims service and I have never had any extreme rate jumps. They did raise my deductible to 2% at one point because I'd made about 3 claims over 4 years. All claims were under 10k total.
11-05-2009 | 08:33 AM
#4
HP Marine Ins. Specialist
Joined: Mar 2008
Posts: 985
Likes: 0
From: Insuring any kind of boat
Folks, I want to shop around for new home owner's insurance. I was always happy with my current co. (USAA) until this year. Last winter I had to file my very FIRST claim for a flooded basement. My premium for this year went up 50%!!!!!!!! Not 40, not 45, not 47.........50%!!!!
Anyone working with a co. that they are very happy with? One that they would recommend to family?? One who has been there for them, but who seems to have aggressive rates???
Appreciate any info! Thx.
Not 40, not 45, not 47.........50%!!!!Anyone working with a co. that they are very happy with? One that they would recommend to family?? One who has been there for them, but who seems to have aggressive rates???
Appreciate any info! Thx.
www.safeco.com
they have EXCELLENT claims service.
11-05-2009 | 04:46 PM
#6
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From: CT
11-05-2009 | 05:15 PM
#7
Offshoreonly Advertiser
Joined: Jan 2001
Posts: 2,063
Likes: 27
From: spring valley,ny usa
Pitch ?
I was just trying to find out if your home fit in with the carriers that we use.I have my 3 homes with CHARTIS and we have others.I'm sorry that you took this the wrong way as I was just trying to give you the right advice.I am far too busy writing boat insurance to get involved writing a stand alone HO-3 policy.
