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-   -   Insurance Rate (https://www.offshoreonly.com/forums/insurance-finance/223486-insurance-rate.html)

WakezoneINS 02-24-2010 06:31 PM


Originally Posted by PURPLE HORNET (Post 3054332)
Lets here the quotes on this open thread instead of hush hush behind closed doors.


I'd be happy to post rates if I had the information needed to rate... unfortunately there is no information here that we can use to generate a rate....


If you want an idea of rates....go here.... this is a good set of guidelines...

http://www.offshoreonly.com/forums/i...good-rate.html


Stacy

Ryan8886 02-24-2010 08:51 PM


Originally Posted by WakezoneINS (Post 3054343)
I'd be happy to post rates if I had the information needed to rate... unfortunately there is no information here that we can use to generate a rate....


If you want an idea of rates....go here.... this is a good set of guidelines...

http://www.offshoreonly.com/forums/i...good-rate.html


Stacy

Stacy has no shortage of fans on here....but I will tell you this...she will go the distance to find you the right coverage at a good price with no crap. It took a loooooong time and some work but she stood by and got me the coverage I needed. Thanks Stacy!

PURPLE HORNET 02-24-2010 08:56 PM

Ok I was just going by the guy stating 125,000

WakezoneINS 02-24-2010 09:05 PM


Originally Posted by PURPLE HORNET (Post 3054492)
Ok I was just going by the guy stating 125,000



Definitely not enough info ;) There is so much that goes into insurance rates... state, age, hp, value, experience etc etc etc


I completely understand what you're getting at though... ;) It's frustrating to not get an answer.

I try to provide as much useful info as possible to help the forum members out. I'll update the 'rate guide' to current rates and hopefully that will provide some relevant and useful info to the board.

PURPLE HORNET 02-24-2010 10:42 PM

Not being a smart-A but how would experience be determined?

WakezoneINS 02-24-2010 10:56 PM


Originally Posted by PURPLE HORNET (Post 3054633)
Not being a smart-A but how would experience be determined?

In the quoting process we ask for prior boats owned and those operated and to what extent - at this point, we just take the applicant's word.

Then, when binding coverage, the applicant has to complete a boating resume that asks the applicant's to list prior boats owned (titled) as well as listing the boats they operated and number of hours operating each.

Then... they sign and date... making it a part of the policy (their binding contract).


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