allow me to clarify... when I say "designed" I was not just specifically talking about the hull design and molds... I was referring to the ENTIRE package design of the boat.

Let's take the 37' Midnight Express Sportfish boat. While it has a high-performance stepped hull design, it's displacement is nearly 5,000lbs more than a 38 Fountain Lightning is. This is exactly what I mean by "designed". You can use the exact same molds but if that boat is heavier, it is not going to be as fast. Which brings me back to my original statement... sportfish boats are "designed" for a different purpose and use than that of a high performance boat such as the 38 Fountain Lightning.

So, you took the word "designed" far too literally....

I understand what you posted but the plain and simple fact is that for INSURANCE PURPOSES they are viewed differently and are put into DIFFERENT insurance programs because of their end designed capabilities.All I am saying is that you CAN NOT put a triple I/O engine fountian in a Foremost Program. It is too fast. I was not talking about the actual hull design, I was referring to the engines and uses of the boat which on a V is what matters in insurance.

At this point I think we're talking from two different perspectives and have different purposes in our original posts so let's just agree to disagree at this point. It's Apples and Oranges..... I'm simply stating that they are different boats for insurance purposes and nearly every carrier will agree with that.. I just didn't want readers confused about the available insurance programs, that's all....

Stacy,

I think we are saying the same thing in just a different way. Earlier I read your post where you wrote

And just wanted to be clear that it is not necessarily the number of engines, but more to do with an ultimate mph achieved (less than 75mph).

Then you wrote

It is not my intent to argue with you on the internet, but I was not sure if you were aware that most of the bottoms are shared, and that in most cases the deck is retooled to a center console style. It wouldn't make financial sense for most mfg's to make another bottom mold, when they can sell 2 models off the same platform (bottom mold).

Now that we are all on the same page (I think?) I would tend to agree that a triple I/O fountain probably wouldn't fit Foremost near as well as it would fit a number of other High Performance carriers.

I'm unsure of the different perspectives, but I'm fairly sure our purposes are similar in that we are both here to provide quality insurance/service at a competitive rate.

The first and last lines of your post sums it all up.... no need to keep going back and forth. Cheers and have a good night.

Thanks you too

Just a follow up. Foremost was a no go on the 47.

Told you LOL.

Remember they probably wont allow it on your umbrella with Farmers.

Not knocking Farmers. I use them for Business and personal.

Everything but the boat.

Yep he said that over 40' and under 80 mph he might of got it done, but over both. They are a year out from a new program and should be able to write me then. His quote was $300.00 cheaper than State Farm, hope they stay around that.