i am looking to barrow about 25k.where should i look?im checking local banks and credit union today.

Those are great places to start looking. What type of boat are you looking to buy? CAt or V? Single or Twin engine? What's the top speed of the boat?

I know that with some banks and lenders in the marine industry, these things are some of the things they consider.

Mine didn't ask anything other then year

Some banks don't ask... some do... I know their rules also change often.... which makes it hard to keep up with. Di you finance through a local bank/credit union or go with one of the larger lenders like Key Bank, Essex, Bank of America etc?

the boat is a 97 formula 271 fastech 454 mag.60 mph

ive been finding the last 3-4 years local banks and such are not always the best rates anymore. Much better deals can be had online. Also I have found that local banks seem to be much more of a hassle and run you through a lot more hoops